ReAssure – Family Health Insurance Plan
A health insurance plan that keeps giving you more!
....
/Yr....
/Yr{{userInputs.name}}'s Your {{userInputs.productTitle}}{{userInputs.productSecondTitle}} TM {{userInputs.selectedVariant.title}}
Discounted Premium
What you get
What you get
- ₹ {{getAmountInWords(userInputs.selectedSI)}} $ {{commaForTravelSI(userInputs.selectedSI)}}
- ₹ {{getAmountInWords(userInputs.productType == 'AccidentCare' ? userInputs.personalAccidentSumInsured : userInputs.criticalIllnessSumInsured)}}
....
- ₹ {{commaForPremium(userInputs.premiumDetails.premiumAfterTax)}}*
....
Please click here to see premium illustration
Disease Management
Day 1 coverage for Hypertension & Diabetes (Variant under Smart Health+ Add On.)
Acute Care
Best Care with unlimited tele-consultations (Variant under Smart Health+ Add On.)
Live Healthy Benefit
Up to 30% discount on renewal premium basis steps taken
ReAssure Benefit
Unlimited reinstatements up to base sum insured in an year
Booster Benefit
50% increase in sum insured in case of a claim free year; max 100% (reduction of 50% in case of claim)
Cashless Facility
Get hassle-free cashless medical help at any of the network hospitals
Alternative treatment
Get cover for even Ayurvedic, Unani, Siddha and Homeopathic treatments
Know what’s covered under ReAssure Plan
Simply search for your queries regarding the ReAssure health insurance plan or check out the features listed below
Sorry, is not a part of
Although, is available in below product.
Available as an optional add-on
Hospitalisation
IN-PATIENT CARE (HOSPITALISATION)
+ -Get medical coverage for hospitalisation for all insured members
HOSPITAL ACCOMMODATION
+ -Get coverage up to sum insured for room rent and ICU charges without any capping
PRE & POST HOSPITALISATION MEDICAL EXPENSES
+ -The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.
DOMICILIARY HOSPITALISATION
+ -ORGAN TRANSPLANT
+ -Avail coverage for medical expenses incurred on the organ donor’s treatment as well
EMERGENCY AMBULANCE
+ -Get coverage for the ambulance expenses following an emergency to a hospital. These expenses are paid once the in-patient claims are approved
ALL DAY-CARE TREATMENT COVERED
+ -Your health insurance will cover a host of dental, ENT and other procedures
Standout Features
ReAssure
+ -Unlimited reinstatements for same and different illness in a policy year
LIVE HEALTHY BENEFIT
+ -Get up to 30% renewal premium discount on number of steps taken
BOOSTER BENEFIT
+ -50% increase in sum insured in case of a claim free year; max 100% (reduction of 50% in case of claim)
HEALTH CHECK-UP
+ -Avail health check-up for all insured members starting from Day 1 on cashless basis
TAX BENEFIT
+ -Save taxes on the premiums paid under section 80D of the income tax act
RENEWAL FOR LIFE
+ -Get assured renewal of the policy for life with no extra loadings based on your claim history
Add-on Features
Optional Benefits: |
|
DISEASE MANAGEMENT (Add on) |
Get day 1 coverage for Diabetes and Hypertension. Along with up to 20% renewal discount. |
ACUTE CARE (Add on) |
Unlimited tele-consultations with Doctors (general, specialists & super specialists) of Apollo 24X7. Also, covers pharmacy and diagnostics up to limits. |
SAFEGUARD |
Get access to additional benefits like- annual increase in coverage based on inflation rate, coverage for non-payable items and no impact on booster benefit. |
PERSONAL ACCIDENT COVER |
Get personal accident cover depending on the base sum insured |
HOSPITAL CASH |
The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours
|
Exclusions
Permanent Exclusions
+ -- Investigation & Evaluation
- Rest Cure, rehabilitation and respite care
- Obesity/ Weight Control
- Change-of-Gender treatments
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
- Breach of law
- Excluded Providers
- Treatment for, alcoholism, drug or substance abuse or any addictive condition.
- Treatments received in heath hydros, nature cure clinics, spas or similar establishments or private beds registered as a nursing home attached to such establishments or where admission is arranged for domestic reasons.
- Dietary supplements and substances that can be purchased without prescription unless prescribed by a Medical Practitioner as part of Hospitalization.
- Refractive Error
- Unproven Treatments
- Sterility and Infertility
- Maternity Expenses
- Charges related to a Hospital stay not expressly mentioned as being covered.
- Circumcision
- Conflict & Disaster
- External Congenital Anomaly
- Dental/oral treatment
- Hormone Replacement Therapy
- Multifocal Lens and ambulatory devices and any medical equipment which is used at home.
- Sexually transmitted Infections & diseases (other than HIV / AIDS)
- Sleep disorders
- Any treatment or medical services received outside the geographical limits of India.
- Any expenses incurred on OPD treatment.
- Unrecognized Physician or Hospital
- The condition which is not clinically significant or is related to anxiety, bereavement, relationship or academic problems, acculturation difficulties or work pressure.
- intentional self inflicted Injury or attempted suicide.
- neuro-developmental delays and disorders.
- Mental retardation.
- Artificial life maintenance for Person who has been declared brain dead or in vegetative state
- Hospitalization is not necessary or the stay at the Hospital is found unduly long
- Refer to the policy document for detailed permanent and personal accident cover exclusions.
Get the most value from ReAssure
Doctors Speak
Live well with Niva Bupa
Check out what the doctors and the experts have to say about your health and health insurance
03 February 2020
Niva Bupa Health Insurance
Picking the right health insurance for you
Choosing the right health insurance plan is not easy. Niva Bupa can help you in choosing the right health insurance policy in India based on your requirements.
21 January 2020
Niva Bupa Health Insurance
Everything you need to know about health insurance
It is important to have a comprehensive health insurance. Know all about the types of health insurance, it's benefits & understand how to make the best of your medical insurance policy.
Calculate Medical Expenses
Painless renewals
Assured plan renewal for life
Get up to 20% off on renewals for staying healthy
Get health check annually starting from Day 1
Assured policy renewal with no extra loading
Get 50% more coverage for every claim-free year; max up to 100%
Add personal accident cover.
Click here>>HOW CAN I BUY THIS POLICY?
WHAT IS HEALTH COACH AND HOW WOULD I BE ELIGIBLE FOR DISCOUNTS UNDER THIS BENEFIT?
IS THERE ANY TAX BENEFIT THAT ONE CAN AVAIL WHILE PURCHASING HEALTH INSURANCE?
IS A MEDICAL CHECKUP NECESSARY BEFORE BUYING A POLICY?
There are various ways in which you can purchase this policy:
Online: On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. This is applicable for cases which do not require further underwriting or medical checkup.
Telephone: If you wish to know more about Niva Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Call us on Phone 1860 500 8888 (Toll Free) between 9 am and 6 pm IST (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment.
Branch: Please visit our branch in your city. The complete list of branch locations is available in the Contact Us section of the website
The Niva Bupa Promise
Your everyday health partner
Hassle-free claims
Get admitted
Visit us at one of our hospitals
Use your health card
Identify yourself with your NivaBupa health card
Get validated
After validation your request will be sent directly to us
We Review
No third party involved!
Claim Settled
In as less as 30 minutes!
Get a quote
Tell us a little about yourself and we’ll get you the right quote.
Compare plans
Not sure if it’s the right plan for your family? Compare it with other similar plans.
Download Resources
ReAssure Brochure
Download the brochure to understand the health companion plan better
ReAssure Policy
Wordings
Find out all you need to know about the plan here
ReAssure
Claim Form
Download the form to make a hassle-free claim
ReAssure
Application Form
Download the form to avail the services of any of our network hospitals