Health Insurance Articles
In-depth articles to help you choose wisely
Get upto 15% OFF – Secure your Policy Online Now!Get right coverage, right premium and the right protection instantly.
By clicking, I agree to Niva Bupa 
Comprehensive Health Insurance for Diabetes & Heart PEDs
PEDs like heart conditions and diabetes require comprehensive health insurance plans that not only offer lower waiting periods and coverage from day ...
Read More →
How is PED Waiting Period Calculated in Health Insurance?
The PED waiting period in health insurance is the time you must complete before your insurer starts covering your pre-existing conditions. Most plans...
Read More →
Health Insurance for Freelancers & Self-Employed in India
As a freelancer/self-employed, you're on your own with individual health insurance, no employer cover, no sick pay, no fallback institutional support...
Read More →
Guide to Compare Individual Medical Insurance Quotes Online
Comparing individual health insurance plans online is one of the smartest moves you can make before buying a policy. Premiums, coverage limits, waiti...
Read More →
Cashless vs Reimbursement: Why the Hospital List Matters
Health insurance claims fall into two main categories: cashless and reimbursement. Cashless claims let your insurer pay the hospital directly, saving ...
Read More →
How to Verify a Hospital Before Raising a Cashless Claim?
Before raising a cashless claim, check your insurer's website or app to confirm whether the hospital is empanelled and accepts your specific plan. Al...
Read More →
What's Covered Under Pregnancy Health Insurance?
Pregnancy insurance covers a fair range of maternity expenses, including childbirth, hospitalisation, and newborn care, but only once your waiting per...
Read More →
When Should You Buy a Pregnancy Insurance Policy?
A pregnancy insurance policy is a health insurance plan that covers maternity benefits, including delivery expenses, hospitalisation, and, in some cas...
Read More →
Does Pregnancy Health Insurance Cover Delivery Expenses?
A pregnancy insurance policy can pay for delivery costs, normal delivery, C-section, or both, but only when maternity benefits are actually included i...
Read More →
What Is Health Insurance Exemption in Income Tax?
You can claim a tax deduction on health insurance premiums under Section 80D, but only if you've opted for the Old Tax Regime. Depending on who's cove...
Read More →
Can You Claim Multiple Day Care Treatment Claims?
You can usually claim more than one day care treatment in the same policy year. Most indemnity health insurance plans in India don't cap the number of...
Read More →
How to Claim Day Care Treatment Under Health Insurance
Day care treatment gets covered under Indian health insurance as long as the procedure is listed in your policy, done at an eligible hospital, and fil...
Read More →
How to File a Health Insurance Reimbursement Claim?
A health insurance reimbursement claim lets you pay for treatment first and get the money back later, usually when cashless is not possible. If you fi...
Read More →
How Long Does It Take to Settle Medical Claims?
Cashless medical claims are usually settled within hours to a few days once you are discharged from the hospital, while reimbursement claims must lega...
Read More →
Does Cashless Health Insurance Cover Day Care Treatments?
Eligible day care treatments are generally covered under cashless health insurance, but only when specific conditions line up. The treatment has to be...
Read More →
What's Covered Under Day Care Treatment in Health Insurance?
Day care treatment means a procedure that requires hospital admission, medical staff assistance, and proper care, but does not require you to stay ove...
Read More →
Is Day Care Treatment Covered by Health Insurance?
Day care treatment refers to a medical procedure that needs hospital admission and proper medical care, but doesn’t require you to stay overnight, as ...
Read More →
How Digital Health Cards Help at Network Hospitals
A digital health card is your policy stored electronically, on an app or as a PDF, ready to show at any network hospital. It cuts down verification ti...
Read More →How to Verify Network Hospital Before Buying Health Insurance
Verifying a network hospital before buying health insurance ensures seamless, out-of-pocket stress-free medical care. A network hospital is a healthca...
Read More →How to Choose Network Hospitals for Maternity Care?
A network hospital is one that has a direct agreement with your insurer, allowing you to access cashless maternity treatment instead of paying the ent...
Read More →
Medical Claims in Health Insurance: Complete Guide
A medical claim is a formal request to your insurer that asks them to pay for treatment costs that are covered under your policy. The two main types a...
Read More →
How to Get Health Insurance With a Shorter Waiting Period
Not every health insurance plan treats a pre-existing condition the same way. Some make you wait three years before covering it, others bring that do...
Read More →
Tax-Saving Family Health Insurance Options in India
Section 80D of the Income Tax Act provides deductions on the premium paid by you for health insurance for yourself, your family, and your parents. Yo...
Read More →
How to Choose Health Insurance with Gym and Wellness Perks?
To choose a health insurance plan with gym and wellness perks, look beyond the sum insured and hospitalisation cover to find a policy that offers the ...
Read More →How UK NRIs Choose the Best Medical Insurance in India
Choosing the best company for medical insurance in India starts with knowing what to look for. For UK-based NRIs, the decision comes down to claim se...
Read More →YOU MAY ALSO LIKE
ECR in Passport: Is Emigration Check Required for You?
what-is-irdai-full-form-functions-role-importance-explained.html
IRDA Score Card 2026: How to Check & Download Online
senior-citizen-employment-opportunities-becoming-an-insurance-agent.html
CRP Test Hindi: CRP टेस्ट से जुड़ी 6 महत्वपूर्ण बातें
Catch the latest highlights, updates, and moments from our social media world – all in one place!
www.nivabupa.com
+91 11 30902010
1860-500-8888
CIN: L66000DL2008PLC182918
IRDAI Registration No. 145
Corporate Office: 3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
Registered Office: C-98, First Floor, Lajpat Nagar, Part 1, Delhi-110024, India
