Travel Insurance for Singapore
Stay assured even when away from home!
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Key Features of Travel Insurance Singapore
Planning a trip? Knowing the key features of travel insurance can save you from unexpected hassle.
Trip Cancellation
Covers financial loss incurred due to cancellation of trip before its onset
Trip Delay
Provides financial assistance in case of delay in departure
Total Loss of Checked-in Baggage
Provides a lump sum benefit if your checked-in baggage is lost by carrier.
Loss of Laptop, Tablet, Mobile, Phone, Camera
Covers Loss of personal belongings due to robbery or theft.
Loss of Passport
Covers the cost of getting for a new passport
Loss of baggage and Personal Belongings
Provides a lump sum benefit if your baggage/ personal belonging is lost.
Cruise cover
Covers missed port departure, unused excursions due to illness & travel costs to re-join cruise after hospital treatment
Missed Connections
Covers travel cost if you missed a connection due to carrier not running on Schedule.
Bounced Booking
Provides financial assistance in getting alternate booking if original booking is cancelled by provider.
Know more About Travel Insurance
Considered a world in itself, Singapore is one of the most popular countries to visit in Asia. Despite its small size owing to the name of a city-state, Singapore is one of the cleanest countries attracting tourists worldwide. There is something for everyone: the greenery amidst the city, rich cultural heritage, or the Marina Bay skyline.
Even more so, especially for Indians, due to its close proximity and the vast Indian diaspora, Singapore is a preferred destination for students, tourists, and business travellers alike. But despite its safety and peacefulness, there are still several risks to which travellers might be susceptible.
Which is why it is essential to opt for Singapore travel insurance. While not a mandatory requirement, insurance can offer financial protection from several risks you might be exposed to when travelling.
What are the benefits of having travel insurance from India to Singapore?
Opting for insurance from Niva Bupa offers several benefits when visiting Singapore. While the primary benefit of any type of travel insurance is financial protection and access to quality medical treatment offered in the form of coverages, other benefits are also provided to policyholders.
Purchasing travel insurance for Singapore offers financial and medical benefits, with Niva Bupa especially offering cashless claims during medical emergencies.
With travel plans, you will receive financial protection from risks such as trip cancellation, lost checked-in baggage, missed connecting flights, etc.
Armed with insurance for Singapore, you can access proper healthcare facilities in case of medical ailments and emergencies.
Purchasing insurance when visiting Singapore will protect you from personal liability for any accidental injury caused when travelling abroad.
Travellers going to Singapore with travel insurance Singapore from Niva Bupa should know of the following inclusions and exclusions when planning a trip. As the terms might suggest, inclusions are the specific risks a policy offers coverages for protecting travellers from additional expenses borne when dealing with them. On the other hand, exclusions are risks the insurer does not cover, and any injury or financial loss incurred due to participating in such activities will not be provided settlement for.
Unveiling the inclusions and exclusions of Travel Insurance for Singapore
Travellers going to Singapore with travel insurance Singapore from Niva Bupa should know of the following inclusions and exclusions when planning a trip. As the terms might suggest, inclusions are the specific risks a policy offers coverages for protecting travellers from additional expenses borne when dealing with them. On the other hand, exclusions are risks the insurer does not cover, and any injury or financial loss incurred due to participating in such activities will not be provided settlement for
Inclusions | Exclusions |
|---|---|
Delay or loss of checked-in baggage: This coverage offers partial or complete reimbursement for significant delay or loss of checked-in baggage. Missed connecting flight: This coverage reimburses you for the extra accommodation and travel costs to reach the next destination if you miss a pre-booked connecting flight due to the original flight running late.
Loss of passport: This coverage reimburses you for the cost of applying for a new passport if the original is lost.
Dental treatment: This coverage reimburses a pain-relieving dental treatment availed under anaesthesia.
Trip delay, cancellation, interruption: These three separate coverages offer reimbursement for part of the travel and accommodation costs if your travel is delayed, cancelled or interrupted due to certain conditions mentioned in the policy document.
Medical emergency (hospitalisation): This coverage offers reimbursement for the cost of medical treatment.
Emergency outpatient treatment: This coverage reimburses any emergency treatment under OPD.
Medical evacuation: This coverage reimburses the transfer cost from one hospital to another if the primary hospital does not offer appropriate care.
Emergency trip extension: If the trip is extended due to certain special circumstances, this coverage offers an extension of the policy up to 7 days.
Personal accident: This coverage offers a payout of up to the sum insured for accidental death or disability.
Repatriation of mortal remains: This coverage reimburses you for transporting the mortal remains of the traveller or the cost of cremation in the city/country of death. | These include treatment for any injury or illness resulting from nuclear or radiological emissions, war or rebellion, and specific acts of terrorism. Active participation in military exercises, war games, or engagement with the enemy.
Any loss or injury due to committing or attempting to breach the law with criminal intent
Expenses for cosmetic or plastic surgery or any treatment to change appearance, including obesity or weight control programs. Unless in certain circumstances as listed in the policy document
Maternity expenses
Non-prescription or unproven drugs or treatments
The provision of fitting of hearing aids, spectacles or contact lenses, including optometric therapy, any treatment, and associated expenses for alopecia, baldness, wigs, or toupees, medical supplies including elastic stockings, diabetic test strips, and similar products.
If the insured person is travelling against the advice of a Doctor or is receiving or on a waiting list for specified medical treatment
Death, injury, medical condition, or disability resulting from suicide or attempted suicide, self-inflicted wound or illness, consumption of alcohol or drugs, and depression
Countries with travel restrictions for Indians
Medical Tourism
Damages due to adventure sports unless part of coverage
Expenses related to any admission specifically for diagnostics and evaluation purposes that are not related or incidental to the current diagnosis and treatment. |
This list, however, summarises the inclusions and exclusions; travellers are recommended to check the policy document for the exact wording and details of their specific policies. Travellers need to understand these details as it will help them make informed decisions for their trip.
Who Should Buy Niva Bupa Travel Insurance for Singapore?
Regardless of your age, fitness, or physical capability, there are numerous risks associated with overseas travel that can result in financial loss. This includes risks related to trip cancellation, loss of checked-in baggage, personal accident, missed connection, loss of passport, etc.
In such an unpredictable world, anyone looking to travel to Singapore should buy international travel insurance. While travel insurance is recommended for all travellers as risks don’t look for age or occasion, it is essential for senior citizens, family travellers, business travellers, adventure travellers, and those looking to travel to countries mandating travel insurance to opt for them.
When to buy Singapore travel insurance?
While travellers are free to purchase insurance until just before they start their journey, it is recommended that they do so as soon as they buy flight tickets. This is because one of the core benefits of Niva Bupa Travel Insurance is trip cancellation coverage. This means that if your trip is cancelled due to any of the covered reasons, Niva Bupa will compensate you for non-refundable travel and accommodation expenses. This coverage, however, is only applicable from the date of receipt of the policy, meaning that if your trip is cancelled before purchasing the policy, you might lose on the non-refundable deposits made for accommodation and travel expenses.
Why chose Niva Bupa travel insurance policy?
Niva Bupa is one of the leading insurance providers in India, offering unique, comprehensive policies which cover the diverse needs of Indian travellers. With coverage for dozens of risks, Niva Bupa’s policies offer cashless claims for medical expenses and compensation for other covered risks. This, along with dozens of covered destinations and more being added each week, Niva Bupa’s policies travel with you wherever you wish to travel.
With Niva Bupa, your trip can be secured, and you can travel with confidence and peace of mind, all while creating memories with your loved ones.
What are the eligibility criteria for travel insurance in Singapore?
Buying Singapore travel insurance has no particular eligibility criteria. However, specific basic requirements must be considered when purchasing insurance, which are as follows:
Adults should be between the ages of 18 and 70.
Dependent children can be up to the age of 25.
Travellers must possess and furnish mandatory documents like copies of passports, visas, income proof, and other relevant papers.
How do you buy travel insurance for Singapore online ?
Now that it is clear why it is crucial to buy travel insurance and everything to keep in mind when purchasing one, you must also know that it is effortless to buy Singapore travel insurance from Niva Bupa.
All you need to do is follow the given steps and be prepared to go for your international journey worry-free.
Visit the Niva Bupa website and click Travel Insurance in the header.
Use the drop-down menu on that page to select Singapore, the departure and return dates, and the phone number.
You will be shown destination-specific plans once you click to view plans.
There, you can select your needs, such as whether you are going alone or with family, whether it is an independent trip or a corporate visit; there are also plans for students and senior citizens.
Review and select the appropriate plans, change the sum insured to the amount you want to insure for your trip and choose any add-ons.
Click on “Next” after this and fill out the relevant information along with the medical declaration to purchase the plan of your choice.
Once the payment is complete, the policy will be emailed to you.
What is the process for filing a claim for travel insurance in Singapore?
When travelling, facing the impact of various risks is time-consuming enough, so we offer a simple and convenient claim experience at Niva Bupa. We aim to help you travel with the utmost peace of mind with a straightforward claim process.
Here are the steps to request a claim with Niva Bupa.
- To file a travel insurance claim, you first need to contact your insurer.
- In case of overseas travel, you may also contact the global Third-Party Administrator.
- You can raise a claim online, through e-mail, or even physically. You can do so both while overseas or when you return to India.
- You must submit a duly filled claim form along with the required documents based on the type of claim—for example, loss of baggage, trip cancellation, medical emergency, or death.
Besides this, one can make two types of claims in the case of a medical emergency.
Cashless Claim:
Niva Bupa is partnered with Europ Assistance, a global third-party administrator, to provide cashless claims to hospitals and healthcare centres worldwide.
- The customer intimates the claim to Europ Assistance via a toll-free number or email.
- The TPA - Europ Assistance will contact the customer and provide them with the required travel insurance for Singapore details.
- Europ Assistance will then initiate the GOP (Guarantee of payment) process with the hospital where the customer will receive treatment.
- Europ Assistance will ask for the documents from the hospital or the customer and, after assessing the claim, will send them to Niva Bupa for approval/rejection/query/investigation.
- Our medical team will approve the claim by e-mail.
- The GOP will be released to the hospital as per the amount claimed.
- The hospital will contact the Europ Assistance team if any additional amount is required.
- At discharge, documents will be sent to Europ assistance and approved accordingly.
- After discharge, the hospital will send the documents to Europe Assistance for settlement to the hospital.
Reimbursement Claim
Intimation of Reimbursement Claim | Channel |
|---|---|
Phone (with Call back Facility) | +91 (0) 22 6787 2092 |
Email Address | |
Postal Address to Send Physical Documents | Europ Assistance India Pvt. Ltd. |
Basic Information at the time of Claim intimation is to be provided by the customer | Name of the insured |
Policy No. | |
Date of Birth | |
Email Address | |
Local Contact No. | |
Claim related information | Nature of loss (Brief narration of loss) |
The coverage under which the claim is sought | |
Claim Amount Confirmation | Claim amount with detailed bifurcation |
Important Note: All claims are indemnity; only upon receipt of complete documents along with bills and receipts of payment will claim admissibility be decided; hence, all claim-related supporting documents must be submitted after the claim is registered. For the documents required, please refer to the policy wording document and the claim procedure, which will be sent after a claim is registered. | |
Important Note: All claims are processed according to the policy benefits, terms and conditions. The final decision on any claim will be made after all the documents are received and assessed. | |
Mandatory Documents Required for Reimbursement Claims
- Claim form
- KYC
- Cancelled cheque of the proposer
- Discharge summary
- Final bill along with break up
Payment receipt - All investigation reports
When is the best time to visit Singapore?
Although travellers worldwide travel to Singapore throughout the year, February to April is usually the best time to visit the city-state. This period falls within Singapore's dry season and is typically when the country has the least rain, the lowest humidity, and the most sunshine. Although if you are looking to travel otherwise, Singapore still has fairly consistent weather and is welcoming enough for travellers all year round.
What is the latest Singapore visa and entry information?
Travellers looking to apply for an entry visa for business or social visits will need the following documents:
A duly completed and signed Form 14A from the Singapore Immigration Act, 1959. The visa application will be created based on this information.
Your recent passport-sized colour photograph was taken within the last three months. Please refer to Immigration and Checkpoints Authorities’s photo guidelines for information on photo requirements.
A photocopy of your passport biodata page (valid for at least six months from the date of your entry into Singapore)
Additional supporting documents (e.g., Form V39A - Letter of Introduction for Visa Application) may be required on a case-by-case basis.
Frequently Asked Questions
Download Resources
Read more about the product through Product Brochure and Policy Wording documents
TravelAssure Brochure
Download the Brochure to understand Travel Assure better
TravelAssure Policy Wordings
Find out all you need to know about the plan here
TravelAssure Claim form
Download the form to make a hassle-free claim
TravelAssure Application form
Download the form to avail the services of any of our network hospitals
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