India's Best Health Insurer
rated by mint for the year 2024
Health Insurance is now tax-free!
Zindagi ko claim kar le
Why Choose Niva Bupa
Serving more than 2 crore+ satisfied customers, Niva Bupa, brings you comprehensive health insurance plans for every stage of life.
30 Mins
Cashless Claim Processing1
15 lakh+
Claims paid since inception2
2 Crore+
Happy customers served till date
Our Satisfied Customers
Watch what our customers are saying. REAL STORIES with REAL IMPACT!

Vippan Kapur
It is unbelievable how Niva Bupa claim team came to my aid, Monday to Sunday no day off.

Meenakshi Khanna
Within few hours we got the claim number and in the next three days the amount was reflected in our bank account.

Vijay Kapoor
With the help of Niva Bupa Health Insurance, I was able to get my son treated without worrying about the high medical cost.

Diviay Chadha
Whenever we have filed for a claim with Niva Bupa, the process was very smooth and people were very helpful.

Parveen Singh
The Niva Bupa team was extremely helpful, be it day or night, someone was always available.
Find Niva Bupa Network Hospital near you
Locate from 10,000+ Trusted Healthcare Providers in your vicinity with Niva Bupa powered Cashless Hospitalization
10,000+
Network hospitals pan India
320+
Hospitals near you
3598+
Many individuals in your vicinity have already opted for Niva Bupa Health Insurance
Key Benefits of Health Insurance in India
Purchasing the right health insurance plan in India can unlock a range of benefits for you and your family.
Why Choose Niva Bupa Health Insurance Plan?
Niva Bupa, as one of the best health insurance companies, provides a health insurance policy with excellent coverage for individuals and families. This plan offers a range of benefits, including cashless hospitalisation, inpatient and outpatient treatment, pre and post-hospitalisation expenses, and even maternity coverage. Moreover, this plan offers a convenient and hassle-free claim process, with the option of filing claims online or through the company's customer service representatives. The plan offers top-notch medical coverage and grants access to an extensive network of hospitals and healthcare providers, guaranteeing that you'll receive exceptional healthcare whenever required. These are just a few of the many benefits that the best health insurance companies provide. So look no further if you're searching for comprehensive and dependable health insurance!
Niva Bupa’s Mediclaim Policy: The Right Choice
Niva Bupa's Mediclaim Policy is the right choice for those seeking complete health insurance coverage. This policy offers a range of benefits, including coverage for hospitalisation expenses, doctor consultations, ambulance charges, OPD expenses, and pre and post-hospitalisation expenses. Additionally, the policy covers daycare treatments and organ donor expenses, ensuring complete satisfaction for the policyholder. Niva Bupa also offers a cashless facility at a wide network of hospitals across India, making it easy and convenient for policyholders to access medical treatment without any financial burden. With the rising cost of healthcare in India, Niva Bupa's Mediclaim Policy provides affordable coverage to safeguard the health and well-being of individuals and families. So if you wish to connect with the best health insurance companies, Niva Bupa is what you need.
Get the Best Travel Insurance Plan with Niva Bupa
Travel insurance is a must-have when planning a trip to safeguard yourself against unexpected situations. Niva Bupa, as one of the best health insurance company, offers a comprehensive travel insurance plan that provides extensive coverage at an affordable price. This plan covers trip cancellations or interruptions, medical emergencies, lost or stolen baggage, and personal liability. Moreover, it includes coverage for adventure sports and activities like trekking, scuba diving, and bungee jumping, allowing you to enjoy your trip to the fullest. In addition, our travel insurance plan offers cashless services and 24/7 emergency assistance, making it easy to get help anywhere. So travel with peace of mind, knowing that you are protected against unforeseen events with Niva Bupa's travel insurance plan.
Download the
Niva Bupa App Today
12L+
Downloads
52K+
Reviews
Make your Health Insurance accessible on the go. Download the Niva Bupa Health App today
5
app rating by customer
I found, the Niva Bupa app to be very user-friendly and most convenient. Thanks for the interface that gives power to me. From finding cashless hospitals in any location, booking a consultation, to submitting and tracking claims, etc., everything is on my fingertip. Recently, suddenly, my 8-year-old daughter fell ill, infected by Dengue, I applied for reimbursement using this app for the first time. Still, I completed the process easily and today I got the reimbursement amount as well in a week. THANK YOU.
5
app rating by customer
The app works perfectly and provides real-time assistance. One-stop solution for most of the services - Policy details, premium certificate, network hospital details. The most important unlimited free teleconsultation feature. I used it multiple times, saving time and money.
5
app rating by customer
New Ul is crisp. Really an upgrade in experience.
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Notifications

Offices Operational March 31, 2026
27-Mar-2026

BIMAGYAAN
01-Dec-2024
Awards & Recognition
Trusted by millions , recognised by the industry

Best Standalone Health Insurer 2024
Awarded the top prize in the Best Standalone Health Insurer category at Mint BFSI Summit & Awards 2025

Best Health Insurance Company 2024
Winner of "Best Health Insurance Company" at InsureNext Global Conclave & Awards 2025

India’s Most Innovative Organisations
Recognised as one of India’s Most Innovative Organisations in 2025 by ET Edge – a Times Group initiative

Swift & Prompt Insurer
Awarded “Swift & Prompt Insurer” at 11th Edition of ET NOW Insurance Summit & Awards 2024

ESG 2023 in Golden Peacock Awards
Winner of ESG 2023 in Golden Peacock Awards in November 2023

Best BFSI Brands 2024
Recognised as one the Best BFSI Brands 2024 by Economic Times
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www.nivabupa.com
+91 11 30902010
1860-500-8888
CIN: L66000DL2008PLC182918
IRDAI Registration No. 145
Corporate Office: 3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
Registered Office: C-98, First Floor, Lajpat Nagar, Part 1, Delhi-110024, India
- *Applicable on individual health policies including family floater and senior citizen
- Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited under license. CIN: L66000DL2008PLC182918
- 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
- 2 Since Inception refers to claim data from 2010 till December 2023.
- 3 ReAssure 3.0 Premium: Quoted premium is for 1 years tenure for Black variant with Unlimited Sum Insured for 1 Adult aged 18 years living in Kangra, Himachal Pradesh.
- 4 ReAssure 2.0 Premium: Quoted premium is for Titanium+ variant, INR 5 lacs sum insured with 1 years tenure, 1 Adult aged 18 years living in Guwahati, Assam.
- 5 Health Premia Premium: Quoted premium is for for Gold variant, INR 10 lacs Sum Insured with a policy tenure of 1 year for 1 Adult aged 18 years living in Delhi with Zone 2 Option
- 6 Aspire Premium: Quoted premium is for INR 5 lacs sum insured with 1 years tenure, 1 Adult aged 18 years living in Ranchi. The Premium is exclusive of Digital Discount.
- 7 Senior First Premium: Quoted premium is for INR 5 lacs Sum Insured (with 50% co-payment) with a policy tenure of 1 year, 1 Adult aged 61 years living in Delhi.
- Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.
- ^Claim Promise with Zero deductions
- This is applicable for ReAssure, Reassure 2.0, Aspire and Rise product
- a. Buy your Niva Bupa policy for coverage of 10 Lacs or above, with Safeguard+ add on
- b. Intimate Niva Claim helpline (1860-500-8888) 48 hours before hospitalization for non-emergency treatments
- d. Receive a claim assurance with zero deduction, in accordance with policy inclusions and T&C
- c. Choose any hospital from the list of recommendations given by Claim Advisor for your treatment, via cashless facility
- e. Claims Exclusions: the guarantee will not apply to claims arising due to exclusions stated in the policy (e.g.- non-disclosure, fraud, standard exclusions, waiting periods etc.)
