PMMVY 2.0 Explained: What It Is and Who Can Apply

The central and state governments run various welfare schemes to ensure that pregnant women receive proper care and adequate nutrition. One such initiative is the Pradhan Mantri Matru Vandana Yojana (PMMVY).

Under this scheme, financial assistance is directly transferred to the bank accounts of expectant mothers — ₹5,000 is provided for maternal care, and an additional ₹1,000 (totalling ₹6,000) is given if a girl child is born. The main goal is to support women's nutrition and healthcare during pregnancy.

So far, over 4.26 crore women have registered under this scheme. Out of these, more than 3.90 crore women have already received benefits totalling approximately ₹18,000 crore in their bank accounts.

What is PMMVY?

Launched on January 1, 2017, by the Ministry of Women and Child Development, this centrally sponsored maternity benefit program aims to support pregnant and lactating women through financial aid to ensure better nutrition and health. In the past eight years, millions of women across the country have benefited.

If you or someone you know is expecting a child, they may be eligible to apply for this scheme. Let’s learn more about how this scheme works, how to apply, and how much financial support is provided.

What are the Benefits of PMMVY?

Under the Pradhan Mantri Matru Vandana Yojana, women receive a benefit of ₹5,000 during their first pregnancy. This amount is disbursed in two instalments. If a woman gives birth to a girl during her second pregnancy, she is granted a lump sum of ₹6,000. However, this payment is provided only in the case of the birth of a daughter.

Eligibility for Pradhan Mantri Matru Vandana Yojana

The following categories of women are considered socially and economically disadvantaged for the purposes of the Pradhan Mantri Matru Vandana Yojana:

• Women belonging to Scheduled Castes (SC) or Scheduled Tribes (ST)
• Women who are partially (40%) or fully disabled (Divyang Jan)
• Women possessing a Below Poverty Line (BPL) Ration Card
• Women beneficiaries under the Pradhan Mantri Jan Arogya Yojana (PMJAY), a component of Ayushman Bharat
• Women holding an e-Shram Card
• Women farmers receiving benefits under the Kisan Samman Nidhi scheme
• Women holding an MGNREGA Job Card
• Women whose net family income is less than ₹8 lakh per annum
• Pregnant and lactating Anganwadi Workers (AWWs), Anganwadi Helpers (AWHs), and Accredited Social Health Activists (ASHAs)
• Any other category as may be prescribed by the Central Government

There are also exclusions, such as pregnant and lactating women who are in regular employment with the Central or State Government or Public Sector Undertakings, or those who are receiving similar maternity benefits under any prevailing law, are not eligible for benefits under Pradhan Mantri Matru Vandana Yojana.

What is PMMVY 2.0?

In the case of a woman delivering twins, triplets, or quadruplets during her second pregnancy, and if at least one of the children is a girl, she shall be eligible for the incentive for the second girl child as per the norms laid out in PMMVY 2.0. If a woman has already received the first instalment of maternity benefits under Pradhan Mantri Matru Vandana Yojana 1.0, she will continue to be eligible to receive the remaining instalments as per the norms of PMMV Yojana 1.0, disbursed in three instalments under the new PMMVY 2.0, provided she meets all other eligibility criteria and conditions set out under the updated scheme.

If a woman has already received both the first and second instalments under PMMVY 1.0, she may claim the remaining benefit in accordance with the provisions of PMMVY 2.0. New beneficiaries, whose Last Menstrual Period (LMP) falls after the publication date of the Mission Shakti Guidelines, will receive their entitlements strictly as per the Pradhan Mantri Matru Vandana Yojana 2.0 guidelines.

Other Government Schemes: Pradhan Mantri Health Insurance

How to Apply Online for this Yojana?

If you want to apply for PMMVY online, you have to sign up for the official portal and complete application. Let us take a look at the steps:

STEP 1: Sign Up on the Official Portal

• Visit the official Pradhan Mantri Matru Vandana Yojana website to begin the online application process.
• Click on ‘Sign Up’ and enter your mobile number.
• Click on ‘Verify’ to receive a One-Time Password (OTP).
• Enter the OTP and the Captcha code, then click ‘Validate’.

STEP 2: Complete the Application

• After logging in with your mobile number, the dashboard will appear.
• Under the ‘Data Entry’ section, click on ‘Beneficiary Registration’ to open the application form.
• You will need to indicate whether you are applying for benefits related to your first child or second child.
• Fill in the required personal details, such as:

• Full name
• Address
• Aadhaar number
• Date of birth
• Age
• MGNREGA Job Card number (if applicable)

• Provide all relevant details about the child, including expected or actual date of birth.
• Enter your complete residential address, and respond to questions regarding:

• Antenatal care during pregnancy
• Vaccinations received post-delivery

• Provide details of your nearest Anganwadi Centre.
• Once all fields are completed, click on ‘Submit’.

A summary of your form will appear for final review — if any corrections are needed, you may edit the details. Otherwise, confirm submission by clicking ‘Submit’ again.

Other Government Schemes: Pradhan Mantri Health Insurance

How to Apply Offline for the Pradhan Mantri Matru Vandana Yojana?

Women can apply for the Pradhan Mantri Matru Vandana Yojana by visiting their nearest Anganwadi Centre.

Steps for Offline Application:

• Collect and fill in Form 1-A available at the Anganwadi Centre.
• Submit the completed form along with the required documents.
• During registration, you must provide your Aadhaar number and bank account details.
• Download Pradhan Mantri Matru Vandana Yojana Form 1-A here: form1-A-pmmvy

Here are the documents required for PMMVY application:

• Aadhaar card (applicant)
• Proof of pregnancy (issued by a registered health centre)
• Bank account details
• Mobile number
• Aadhaar card of the husband

Other Government Schemes: Know All About PMJAY

How to Claim Benefits for the Second Child under PMMVY 2.0?

To claim the benefits for your second child under Pradhan Mantri Matru Vandana Yojana 2.0,you have to follow the certain steps:

• Under Pradhan Mantri Matru Vandana Yojana 2.0, benefits for the second child are available only if a girl is born.
• In such cases, a lump sum of ₹6,000 is granted.
• Registration must be completed within six months of conception.
• The pregnancy must be verified by an Anganwadi Centre or recognised health facility.
• Registration for the benefit must take place immediately after the birth of the girl child.
• The child must have completed the first round of immunisations (up to 14 weeks).

Other Government Schemes: PM 12 Rs Insurance Scheme Details

How to Check the Status of Your PMMVY Application?

To track the status of your application:

• Visit the official Pradhan Mantri Matru Vandana Yojana website.
• Go and click on PMMVY 2.0 login
• Click on ‘Track Application Status’.
• Enter your registered mobile number or beneficiary ID.
• Enter the Captcha code, then click ‘Validate’.
• The current status of your application will be displayed.

Related Article: PMMVY Login

Concluding Thoughts

The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a vital initiative by the Indian government aimed at supporting the health and nutrition of pregnant and lactating women, particularly from economically and socially disadvantaged backgrounds. Whether applying online or offline, eligible women can access financial assistance that contributes significantly to a healthier pregnancy and improved birth outcomes.

For additional health security beyond government schemes, women and families can consider private health insurance. Niva Bupa Health Insurance offers comprehensive maternity and family health plans, ensuring broader coverage and peace of mind during all stages of life.

FAQs

1. Who is eligible to apply for the Pradhan Mantri Matru Vandana Yojana?

   Women who are pregnant or lactating with their first child are eligible for ₹5,000 under the scheme. For the second child, a ₹6,000 benefit is available only if the second child is a girl. The applicant must belong to one of the specified disadvantaged categories and should not be employed in central/state government jobs or receive similar benefits elsewhere.

2. Can I apply for PMMVY if I do not have an Aadhaar card?

   No. Aadhaar is mandatory for availing benefits under PMMV Yojana. It is used to ensure identity verification and prevent duplication of benefits.

3. How long do I have to apply after becoming pregnant?

   Eligible women must register within six months of conception to receive the benefits. Application can be made up to 730 days (2 years) from the date of pregnancy as recorded in the Mother and Child Protection (MCP) card.