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Secure your health with Niva Bupa’s comprehensive insurance plans in Lucknow. Live worry-free with tailored coverage for you and your family.
Network of 10,400+ cashless Hospitalisation
30 Mins Cashless Claim Policy
1.4 Crore+ Happy customers
Why Choose Niva Bupa?
Trusted by over 1.4 crore+ happy customers, Niva Bupa (formerly known as Max Bupa Health Insurance) provides a wide range of health insurance plans to suit every need
30 min
Cashless Claim Processing 1
15 Lakh+
Claims paid since inception 2
1.4 Crore+
Happy customers served till date
Custom Health Insurance Plans designed for You
A plan that rewards you for starting young
Starts from
₹8,6321
Annual Premium
₹5,00,000
Sum Insured
- Lock the age, pay premiums as per entry age till you claim
- Don’t lose what you don’t use. Carry forward the balance sum insured
- Maternity coverage including IVF, Adoption and more
- Use and get back your base coverage. Unlimited times and forever
Nothing Seems Impossible. The Most Comprehensive health insurance plan.
Starts from
₹7,8212
Annual Premium
₹5,00,000
Sum Insured
- Save as you age. Pay as per entry age, until you claim.
- Use and get back your base coverage. Unlimited times and forever.
- Don’t lose what you don’t use. Carry forward the balance sum insured
- Up to 30% discount on renewal premium basis step count
A Health Insurance Plan that works your way
Starts from
₹4,8043
Annual Premium
₹5,00,000
Sum Insured
- Pay Apne Hisaab se! Flexible or One Time. Sooner the payment, higher the discount
- Get 50% of your premium back, accumulate it, and even get 10% bonus for life. No waiting periods or exclusions on this amount.
- Get ₹5,000, if treatment taken in any Govt. hospital and claim not paid under this policy
- Access unlimited digital consultations with general physicians through our mobile app.
A comprehensive health insurance plan,with coverage for you and your family according to your needs and lifestyle.
Starts from
₹11,5714
Annual Premium
₹5,00,000
Sum Insured
- Comprehensive coverage up to ₹3 Cr
- In-built travel insurance coverage for multiple trips in a year
- Modern Treatments coverage
- Maternity (worldwide) and new born baby cover
The Smart Health Insurance Plan with Smart Feature to keep your family protected
Starts from
₹11,7755
Annual Premium
₹5,00,000
Sum Insured
- No Room Rent Capping
- Modern Treatments Covered up to Sum Insured
- Hospitalisations of 2 hours or more covered
- One time refill of Base Sum Insured, even for same illness.
Benefits of Health Insurance Plans in Lucknow
There are several benefits one can enjoy while purchasing the best health insurance in India.
Extensive Network of Hospitals:
Access over 86 cashless network hospitals in Lucknow for seamless, hassle-free medical care.
Quick Links
Network Hospital
Find hospitals near you that are covered under our insurance network for hassle-free cashless treatment
Family Health Insurance
Get comprehensive coverage for your entire family under a single health insurance plan.
Claim Settlement Ratio
Check our track record for successfully settled claims, ensuring peace of mind when you need it most.
Premium Calculator
Calculate your insurance premium easily to choose a plan that fits your budget.
Best Insurance Plans
Explore our top-rated insurance plans that offer extensive benefits for various healthcare needs.
How does Our Claim Process work?
Get to know the steps involved in the claim process, Whether it is a planned or emergency hospitalisation. Filling a claim is made easy by choosing any of the following ways:
Hospital Admission:
Get admitted to a Niva Bupa network hospital in Lucknow.
Identification:
Present your Niva Bupa Health Card or policy number along with valid ID (Passport/PAN card/Voter’s ID) to the hospital staff.
Pre-authorisation:
The hospital will verify your details and submit a pre-authorisation request to Niva Bupa.
Niva Bupa Confirmation:
After verification, Niva Bupa will confirm coverage to the hospital via fax and email, and notify you by text and email, typically within 30 minutes of the request.
Final Settlement:
Upon completion of treatment and necessary formalities, the hospital will settle the claim with Niva Bupa according to your policy terms.
Why Health Insurance Matters in Lucknow?
Lucknow, the vibrant capital of Uttar Pradesh, is a city steeped in culture, history, and rapid urban growth. Known for its Nawabi heritage, bustling markets, and culinary delights, it’s also a hub for education and healthcare. With premier hospitals like King George’s Medical University and Sanjay Gandhi Postgraduate Institute, Lucknow offers top-tier medical facilities. However, rising healthcare costs, coupled with the city’s growing population and lifestyle-related health challenges, make health insurance an essential safeguard for residents.
At Niva Bupa, we understand the unique healthcare needs of Lucknow’s diverse population. Whether you’re a young professional navigating the city’s fast-paced life, a family ensuring the well-being of loved ones, or a senior citizen seeking reliable medical support, our health insurance plans are designed to empower you to live worry-free. With over 1.4 crore satisfied customers across India, we bring our expertise to Lucknow, offering comprehensive coverage, innovative features, and unmatched customer support.
The Growing Need for Health Insurance in Lucknow
Lucknow’s healthcare landscape is evolving, with an increasing demand for quality medical services. The city’s residents face challenges like rising medical inflation, lifestyle diseases such as diabetes and hypertension, and the need for specialised treatments. According to recent data, healthcare costs in India have been rising at a rate of 15-20% annually, making hospitalisation expenses a significant financial burden. In Lucknow, where traffic congestion and environmental factors can exacerbate health issues, having robust health insurance is no longer optional—it’s a necessity.
We at Niva Bupa are committed to addressing these challenges. Our plans, such as ReAssure 2.0, Health Premia, and Senior First, offer extensive coverage tailored to the needs of individuals, families, and senior citizens. With features like unlimited reinstatement of sum insured, no room rent capping, and coverage for modern treatments, we ensure you’re protected against unforeseen medical expenses.
Why Choose Niva Bupa in Lucknow?
As a leading health insurance provider in India, we’ve earned accolades like the Best Health Insurer 2023 at the Mint BFSI Awards. Here’s why Lucknow residents trust us:
- Vast Network of Hospitals: With over 86 cashless network hospitals in Lucknow, including top facilities like Medanta and Apollo, you can access quality care without upfront payments. Use our hospital locator tool on the Niva Bupa Health App to find the nearest network hospital.
- Rapid Claim Processing: Our 30-minute cashless claim processing ensures you focus on recovery, not financial stress. Over 15 lakh claims have been processed since our inception, with a claim settlement ratio of over 90%.
- Digital Convenience: Manage your policy, track claims, and book consultations through our user-friendly Niva Bupa Health App, available on iOS and Android. Customers in Lucknow have praised its ease of use for tasks like claim submissions and policy renewals.
- Tailored Solutions: From maternity coverage to senior citizen health plans, our policies cater to every demographic, ensuring no one is left unprotected.
- 24/7 Support: Our toll-free helpline and Insta Assist portal provide round-the-clock assistance for policy queries, claims, and more.
How to Purchase Niva Bupa Health Insurance in Lucknow?
Buying a health insurance plan with us is simple and convenient. Here’s how you can get started:
- Online: Visit www.nivabupa.com, select your plan, and fill in details like name, age, and PIN code. Your policy is generated instantly for cases not requiring medical underwriting.
- Phone: Call our toll-free number (9 AM to 6 PM, Monday to Saturday) to speak with our advisors.
- Branch: Visit our Lucknow branches at Shahnajaf Road, Hazratganj, or Vibhuti Khand, Gomti Nagar, for personalised assistance.
- Niva Bupa Health App: Download the app to explore plans, get quotes, and purchase policies on the go.
To apply, provide basic details like date of birth, mobile number, and residential PIN code. No documents are required for most plans, making the process seamless.
Claim Process in Lucknow
We offer two claim settlement options: cashless and reimbursement.
Cashless Claims
- Notify us within 48 hours of emergency hospitalisation or 3 days before planned hospitalisation via our toll-free number (1860-500-8888) or Insta Assist portal.
- Visit one of our 86+ network hospitals in Lucknow, such as Medanta or Sahara Hospital.
- Present your Niva Bupa Health Card or policy number with valid ID (PAN, voter ID, or passport).
- The hospital submits a pre-authorisation form, and we confirm coverage within 30 minutes.
- We settle the bill directly with the hospital, ensuring a hassle-free experience.
Reimbursement Claims
- Inform us within 48 hours of emergency hospitalisation or 3 days before planned hospitalisation.
- Pay the hospital bills and collect documents like discharge summary, bills, prescriptions, and ID proof.
- Submit the claim form and documents to our nearest branch or via the Niva Bupa Health App within 15 days of discharge.
- We review and process the claim within 7 days, crediting the amount to your bank account.
Health Insurance for Every Stage of Life
Lucknow’s diverse population—from young professionals in Gomti Nagar to retirees in Hazratganj—requires flexible health insurance solutions. Our plans cater to:
- Young Professionals and Millennials: Affordable plans like Health Recharge with top-up options starting at ₹1469 annually.
- Families: Family floater plans like Health Companion cover spouses and up to four children, ensuring comprehensive protection.
- Senior Citizens: Senior First offers tailored coverage with no sub-limits on common ailments, ideal for Lucknow’s elderly.
- NRIs and Frequent Travellers: Health Premia provides global coverage, perfect for those with ties abroad.
- Critical Illness Needs: CritiCare protects against 20 major illnesses, offering financial security during critical times.
Addressing Lucknow’s Healthcare Challenges
Lucknow’s residents face unique health risks, from seasonal illnesses like dengue to chronic conditions like diabetes, prevalent due to lifestyle factors. Our plans cover:
- Daycare Treatments: Procedures like dialysis or cataract surgery that don’t require overnight stays.
- AYUSH Treatments: Coverage for alternative therapies like Ayurveda, ensuring holistic care.
- Pre- and Post-Hospitalisation: Expenses 60 days before and 180 days after hospitalisation, covering diagnostics and follow-ups.
- Ambulance Charges: Emergency transport costs to ensure timely medical attention.
Why Lucknow Residents Trust Us?
Our commitment to Lucknow goes beyond insurance. We’ve built trust through:
- Local Presence: Branches in Hazratganj and Gomti Nagar for face-to-face support.
- Community Engagement: Wellness programs and health check-up camps to promote proactive health management.
- Customer-Centric Approach: With a 92% claim settlement ratio and 24/7 support, we prioritise your peace of mind.
Conclusion
In Lucknow, where tradition meets modernity, safeguarding your health is crucial. At Niva Bupa, we’re dedicated to providing comprehensive, reliable, and accessible health insurance solutions. With over 86 cashless network hospitals, innovative plans like ReAssure 2.0, and a user-friendly digital platform, we empower you to focus on living your best life. Whether you’re protecting your family, planning for senior care, or seeking global coverage, our plans are tailored to your needs. Take the first step towards a secure future—choose Niva Bupa today.
Frequently Asked Questions
Our Satisfied
Customers
Watch what our customers are saying. REAL STORIES with REAL IMPACT!
Vippan Kapur
It is unbelievable how Niva Bupa claim team came to my aid, Monday to Sunday no day off.
Meenakshi Khanna
Within few hours we got the claim number and in the next three days the amount was reflected in our bank account.
Vijay Kapoor
With the help of Niva Bupa Health Insurance, I was able to get my son treated without worrying about the high medical cost.
Diviay Chadha
Whenever we have filed for a claim with Niva Bupa, the process was very smooth and people were very helpful.
Parveen Singh
The Niva Bupa team was extremely helpful, be it day or night, someone was always available.
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+91 11 41743397
1860-500-8888
3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
