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Compare health insurance plan, offering extensive coverage to tackle rising medical costs. With health insurance for 1 crore, you gain peace of mind and financial security against unexpected medical emergencies.
Network of 10,000+ cashless Hospitalisation
30 Mins Cashless Claim Policy
1.5 Crore+ Happy customers
Start your Health cover
With Niva Bupa Today!
Rated by mint as India's Best Health Insurer 2024
Why Choose Niva Bupa?
Trusted by over 2 crore+ happy customers, Niva Bupa provides a wide range of health insurance plans to suit every need
30 min
Cashless Claim Processing 1
15 Lakh+
Claims paid since inception 2
1.5 Crore+
Happy customers served till date
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Network Hospital
Find hospitals near you that are covered under our insurance network for hassle-free cashless treatment
Family Health Insurance
Get comprehensive coverage for your entire family under a single health insurance plan.
Claim Settlement Ratio
Check our track record for successfully settled claims, ensuring peace of mind when you need it most.
Premium Calculator
Calculate your insurance premium easily to choose a plan that fits your budget.
Best Insurance Plans
Explore our top-rated insurance plans that offer extensive benefits for various healthcare needs.
Frequently Asked Questions
A 1 crore health insurance plan is a medical insurance policy with a sum insured of ₹1 crore, covering hospitalisation, surgeries, critical illnesses, and other medical expenses.
It is ideal for high net-worth individuals, families with dependents, those with high-risk jobs, or individuals with a family history of critical illnesses.
The 1 crore health insurance premium depends on age, medical history, lifestyle habits, coverage options, and policy tenure.
Yes, a 1 crore family health insurance plan covers your entire family, including spouse, children, and parents, under a single policy.
Yes, premiums paid for health insurance for 1 crore are eligible for tax deductions under Section 80D of the Income Tax Act.
Cashless hospitalisation allows you to avail treatment at network hospitals without upfront payments, as the insurer settles the bill directly.
Our Satisfied
Customers
Watch what our customers are saying. REAL STORIES with REAL IMPACT!
Vippan Kapur
It is unbelievable how Niva Bupa claim team came to my aid, Monday to Sunday no day off.
Meenakshi Khanna
Within few hours we got the claim number and in the next three days the amount was reflected in our bank account.
Vijay Kapoor
With the help of Niva Bupa Health Insurance, I was able to get my son treated without worrying about the high medical cost.
Diviay Chadha
Whenever we have filed for a claim with Niva Bupa, the process was very smooth and people were very helpful.
Parveen Singh
The Niva Bupa team was extremely helpful, be it day or night, someone was always available.
Health and Wellness Blogs
Health and Wellness Blogs
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Niva Bupa App Today

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Reviews
Make your Health Insurance accessible on the go. Download the Niva Bupa Health App today
5
app rating by customer
I found, the Niva Bupa app to be very user-friendly and most convenient. Thanks for the interface that gives power to me. From finding cashless hospitals in any location, booking a consultation, to submitting and tracking claims, etc., everything is on my fingertip. Recently, suddenly, my 8-year-old daughter fell ill, infected by Dengue, I applied for reimbursement using this app for the first time. Still, I completed the process easily and today I got the reimbursement amount as well in a week. THANK YOU.
5
app rating by customer
The app works perfectly and provides real-time assistance. One-stop solution for most of the services - Policy details, premium certificate, network hospital details. The most important unlimited free teleconsultation feature. I used it multiple times, saving time and money.
5
app rating by customer
New Ul is crisp. Really an upgrade in experience.
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www.nivabupa.com
+91 11 30902010
1860-500-8888
CIN: L66000DL2008PLC182918
IRDAI Registration No. 145
Corporate Office: 3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
Registered Office: C-98, First Floor, Lajpat Nagar, Part 1, Delhi-110024, India
Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited under license. CIN: L66000DL2008PLC182918
DISCLAIMERS
*Claim Promise with Zero Deductions:
This is applicable for ReAssure, Reassure 2.0, Aspire and Rise product.
a. Buy your Niva Bupa policy for coverage of 10 Lacs or above, with Safeguard+ add on
b. Intimate Niva Claim helpline (1860-500-8888) 48 hours before hospitalization for non-emergency treatments
c. Choose any hospital from the list of recommendations given by Claim Advisor for your treatment, via cashless facility
d. Receive a claim promise with zero deduction, in accordance with policy inclusions and T&C.
e. Claims Exclusions: the promise will not apply to claims arising due to exclusions stated in the policy (e.g.- non-disclosure, fraud, standard exclusions, waiting periods etc.)
Why Choose Niva Bupa?
1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
2 Since Inception refers to claim data from 2010 till December 2023.
Custom Health Insurance Plans designed for You
Popular
1Aspire: Quoted premium is for Gold+ variant, INR 5 lacs sum insured with 1 years tenure, 1 Adult aged 18 years living in Ranchi. The Premium is exclusive of Digital Discount.
2Reassure 3.0: Quoted premium is for Reassure3.0 BLACK variant, 1 years tenure, 1 Adult aged 18 years living in Kangra, Himachal Pradesh.
3Rise: Quoted premium is for INR 5 lacs sum insured with 1 years tenure, 1 Adult aged 18 years living in Guwahati, Assam.
4Health Premia: Quoted premium is for Health Premia Silver variant INR 5 lacs Sum Insured with a policy tenure of 1 year for 1 Adult aged 18 years living in Delhi with Zone 2 Option
5Health Companion: Quoted premium is for 1 years tenure, 1 Adult aged 18 years living in Chennai, Tamil Nadu, Inclusive of Digital Discount.
Senior Citizens
1Health Companion: Quoted premium is for 1 years tenure, 1 Adult aged 18 years living in Chennai, Tamil Nadu, Inclusive of Digital Discount.
2Reassure3.0: Quoted premium is for Reassure3.0 BLACK variant, 1 years tenure, 1 Adult aged 18 years living in Kangra, Himachal Pradesh.
3Senior First: Quoted premium is for Senior First Platinum variant, INR 5 lacs Sum Insured (with 50% co-payment) with a policy tenure of 1 year, 1 Adult aged 61 years living in Delhi.
Wellness
1Health Premia: Quoted premium is for Health Premia Silver variant INR 5 lacs Sum Insured with a policy tenure of 1 year for 1 Adult aged 18 years living in Delhi with Zone 2 Option
2Aspire: Quoted premium is for Gold+ variant, INR 5 lacs sum insured with 1 years tenure, 1 Adult aged 18 years living in Ranchi. The Premium is exclusive of Digital Discount.
Top Up / Combo
1Health Recharge: The benefits and limits may vary as per Sum Insured Chosen subject to Policy Terms & Conditions. *Quoted premium is inclusive of GST and digital discount for ₹ 90 lacs sum insured with ₹10 Lacs deductible with a policy tenure of 1 year for 1 Adult aged 25 years living in Delhi
Specific Needs
1Aspire: Quoted premium is for Gold+ variant, INR 5 lacs sum insured with 1 years tenure, 1 Adult aged 18 years living in Ranchi. The Premium is exclusive of Digital Discount.
2Accident Care: (1) The benefits and limits may vary as per Sum Insured Chosen subject to Policy Terms & Conditions.*Quoted Premium is for Health Assurance AccidentCare base Coverage, INR 3 lacs sum insured with Lumpsum of 100% sum insured with 1 years tenure, 1 Adult agent 18 years
3Criti Care: (1) The benefits and limits may vary as per Sum Insured Chosen subject to Policy Terms & Conditions.*Quoted Premium is for Health Assurance Critical Illness Cover, INR 3 lacs sum insured with Lumpsum of 100% sum insured with 1 years tenure, 1 Adult agent 18 years
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint.
Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa.
Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.