Our bestselling health insurance plan provides extensive coverage and benefits for all your healthcare needs
Claim Promise with Zero Deductions*






50K+ Customers
Many individuals have already opted for Niva Bupa Health Insurance
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Key features of ReAssure2.0
Save taxes on the premiums paid under section 80D of the Income Tax act.
The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.
Get personal accident insurance coverage up to 5X of your base sum insured.
1. Any pre-existing diseases will be covered after a waiting period of 36 months
2. Expenses related to the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident
3. Expenses related to the treatment of the listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage
4. Investigation and Evaluation
5. Rest Cure, rehabilitation and respite care
6. Cosmetic or plastic Surgery
7. Hazardous or Adventure sports
8. Breach of law
9. Excluded Providers
10. Unproven Treatments
11. Conflict and Disaster
12. External Congenital Anomaly
13. Unrecognized Physician or Hospital
This is partial list of exclusions. For complete list of exclusions, please refer to the policy wording document.
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Booster+
ReAssure Forever
Lock the Clock
Booster+
ReAssure Forever
Lock the clock
Compare variants to know more
Here is a quick overview on Reassure2.0 variants
Compare variants of

Lock the Clock:
Lock the age, pay premiums as per entry age till you claim
Booster+:
Carry forward unutilised base sum insured
ReAssure Forever:
Use and get back your base coverage, unlimited times and forever
Hospitalisations of 2 hours or more covered (24 hours for AYUSH)
Health Check-up from Day 1
ReAssure2.0 vs Other Market Health Insurance Plans
Here is a quick comparison between Reassure2.0 v/s Other plans offered in the market

Carry Forward Sum Insured
Allows you to carry forward the unused sum insured to the next year
Use & Get back your Coverage
Allows you to reinstate your base sum insured again and again. Reinstated sum insured can be used for same illness, same person as well
Pay as per your entry age, till a claim is paid
Put a lock on your age when you buy the policy and protect yourself from the age linked increase of premiums at renewal
Minimim Hospitalisation
Allows you to get coverage for all hospitalisation which are more than 2 hours
Non Payable items are covered
Allows you get coverage even for the non payable items which otherwise are excluded
Other Popular Health Insurance Plans
Explore other health insurance plans offered by Niva Bupa

A plan that keeps giving you more
Starts from
₹ 16,125^^
Annual Premium
₹ 5,00,000
Sum Insured
- Use and get back your base coverage, over and above the balance. Unlimited times
- Coverage even for non-payable items like gloves etc
- Avail Annual Health-check up from Day 1
- No mandatory Pre-Issuance Medical test

A plan that rewards you for starting young
Starts from
₹ 8,633^^
Annual Premium
₹ 5,00,000
Sum Insured
- Pay premium as per your entry age (till a claim is paid)
- Carry forward unused base sum insured up to 10 times of base cover
- Buy multiyear policies (2 and 3 years) and combine the entire sum insured (Base and Maternity) to be used anytime during the complete policy tenure
- Accumulate cashback on every claim-free year. Pay for premiums, deductible, co-payment, and OPD

Day 1 Coverage for Diabetes & Hypertension
Starts from
₹ 2,474^^
Annual Premium
₹ 5,00,000
Sum Insured
- No waiting period for pre-existing diabetes and hypertension
- Up to 20% off on renewal premium based on quarterly test results
- No extra loadings for pre-existing diabetes and hypertension
- Diagnostic tests covered up to INR 3,000 per year
Download Resources
Read more about the product through Product Brochure and Policy Wording documents
Key Benefits of ReAssure2.0
There are several benefits that you can enjoy when buying ReAssure 2.0. Some of them are listed below:
Wide Coverage for Medical Expenses:
The plan covers a wide array of medical expenses, including hospitalisation, surgeries, doctor consultations, and post-hospitalization care. This comprehensive coverage ensures that you’re protected against high medical costs during both planned and emergency treatments.
Cashless Treatment at Network Hospitals:
With ReAssure 2.0, you can avail cashless treatment at a wide network of hospitals across India. This means that you don’t need to worry about upfront payments in case of hospitalization, making it convenient during medical emergencies.
Comprehensive Pre and Post-Hospitalization Cover:
The plan covers pre-hospitalisation and post-hospitalisation expenses, such as consultations, medications, and diagnostic tests, both before and after you are admitted to the hospital. This ensures holistic coverage for your treatment and recovery process.
Ambulance Cover:
ReAssure 2.0 includes coverage for emergency ambulance services, ensuring that you can receive timely medical care and transportation to the hospital without worrying about the financial burden of ambulance fees.
Tax Benefits:
Premiums paid for ReAssure 2.0 are eligible for tax deductions under Section 80D of the Income Tax Act. This provides policyholders with an opportunity to save on taxes while ensuring they have access to health insurance coverage.
Download the
Niva Bupa App Today
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Downloads
52K+
Reviews
Make your Health Insurance accessible on the go. Download the Niva Bupa Health App today
5
app rating by customer
I found, the Niva Bupa app to be very user-friendly and most convenient. Thanks for the interface that gives power to me. From finding cashless hospitals in any location, booking a consultation, to submitting and tracking claims, etc., everything is on my fingertip. Recently, suddenly, my 8-year-old daughter fell ill, infected by Dengue, I applied for reimbursement using this app for the first time. Still, I completed the process easily and today I got the reimbursement amount as well in a week. THANK YOU.
5
app rating by customer
The app works perfectly and provides real-time assistance. One-stop solution for most of the services - Policy details, premium certificate, network hospital details. The most important unlimited free teleconsultation feature. I used it multiple times, saving time and money.
5
app rating by customer
New Ul is crisp. Really an upgrade in experience.
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About Niva Bupa
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www.nivabupa.com
+91 11 41743397
1860-500-8888
3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited under license. CIN: L66000DL2008PLC182918
*Terms & Conditions apply
^Compare Variants
The premiums are excluding applicable taxes for all the variants , for a 25-year-old individual living in Pune & has opted Sum Insured for INR 5 Lacs.
*Claim Promise with Zero Deductions:
This is applicable for ReAssure, Reassure 2.0, Aspire and Rise product.
a. Buy your Niva Bupa policy for coverage of 10 Lacs or above, with Safeguard+ add on
b. Intimate Niva Claim helpline (1860-500-8888) 48 hours before hospitalization for non-emergency treatments
c. Choose any hospital from the list of recommendations given by Claim Advisor for your treatment, via cashless facility
d. Receive a claim promise with zero deduction, in accordance with policy inclusions and T&C
e. Claims Exclusions: the promise will not apply to claims arising due to exclusions stated in the policy (e.g.- non-disclosure, fraud, standard exclusions, waiting periods etc.)
^^ Other Popular Health Insurance Plans:
Smart Health (Disease Management Rider): The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
Health Premia: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
Senior First: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
Aspire: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint.
Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa.
Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.











