91.6%claim settled
10K+network hospitals
1.4 CR+ happy customers
24X7 Dedicated relationship manager
30 min claim processing
93%Renewal Rate
Start your health cover with Niva Bupa today!
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Family Applicable
Upto 6 Members
Premium* starts from
₹ 11,572/Yr
Cover starts from
₹ 5 lakh - 3 crore
Get coverage for medical treatment post hospitalisation for all insured members
The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 90 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.
Coverage up to ₹3cr for you & your insured family members' hospitalisation
Your health insurance will cover a host of dental, ENT and other procedures
Avail coverage for medical expenses incurred on the organ donor’s treatment as well
We will indemnify the medical expenses incurred on the insured person’s hospitalization for Inpatient Care on treatment taken under Ayurveda, Unani, Siddha and Homeopathy.
Get coverage of room rent up to base sum insured except for suite and above categories.
The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor’s advice
Get coverage for the ambulance expenses following an emergency to a hospital. These expenses are paid once the in-patient claims are approved
We cover expenses incurred for OPD Treatment and/or Diagnostic Services and/or prescribed medicines for the OPD Treatment taken within India for up to Rs 50,000. (Applicable under Platinum plan)
Get a free extension of 1 year if the policyholder (who is also an insured) passes away or is diagnosed with any of the specified illnesses
Treatments like Cyber knife/ Robotics surgery, Laser surgery cover, Weight loss (Bariatric) surgery are covered
In case you have exhausted your Base Sum Insured and Loyalty Additions / Enhanced Loyalty Additions (if any) partially or completely, you are entitled for an additional sum insured equal to the base sum insured for a subsequent claim in the same year. This benefit can be availed for both same and different illnesses.
You can avail health check-up for Diagnostic Tests purposes from Day 1 for any insured person (including children). You can undergo a health check-up through our service provider on cashless basis. You can choose tests of your choice up to a sub-limit as per the plan chosen.
The plan provides you maternity benefits for up to two deliveries. This benefit is available after both you and your spouse have been covered under the policy for two continuous years
No additional premium for covering a new born baby from day 1 till policy year end
Irrespective of your claim history, you will get an increase of 10% of expiring base Sum Insured every year, subject to maximum of 100% of Base Sum Insured.
Insure your health even when you travel abroad under platinum plan
Coverage for loss of checked-in baggage, trip cancellation & more
A personal accident cover secures your family’s finances against personal accidents.
Get coverage critical illness insurance cover against illnesses like cancer, kidney failure, etc. depending on the base sum insured.
The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours
Track your health parameters and get help from the virtual coach to reach your health goals.
Now you are entitled to avail international coverage in USA & Canada also.
Irrespective of claim history, your sum insured increases by 20% per annum; maximum up to 200% of expiring Base Sum Insured
Investigation & Evaluation
- Expenses related to any admission primarily for diagnostics and evaluation purposes only are excluded.
- Any diagnostic expenses which are not related or not incidental to the current diagnosis and treatment are excluded.
- Suicide or self-inflicted Injury, whether the Insured Person is medically sane or insane.
AYUSH Treatment
Any covered Critical Illnesses diagnosed and/or treated by a Medical Practitioner who practices AYUSH Treatment.
- Pre-existing disease waiting period of 24 months since inception of the policy and continuous renewal. For Critical Illness cover, pre-existing disease waiting period would be 48 months along with a Survival Period exclusion of 30 days for all conditions.
Insurance Plans
- Health Insurance Plans
- Individual Health Insurance Plans
- Family Health Insurance Plans
- Critical Illness Insurance Plans
- Personal Accident Insurance Plans
- Mediclaim Policy
- Travel Insurance
- Best Health Insurance for Senior Citizens
- Niva Bupa Store Locator
- Empower Health Plan
- SurroGuard Health Plan
- Oocyte Guard Health Plan
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