Niva Bupa Health Insurance Master Sitemap

Every official public endpoint, retail health insurance plan, claim transparency engine, hospital network index, and customer service resource organized cleanly by intent.

Claim Settlement

94.6%

Verified ratio for FY26

Cashless Network

19,000+

Cashless Providers (Pan-India)

Speed Guarantee

30 Mins

Cashless Approval Guarantee

Catalog Coverage

625+

Live Indexed Pages and Plans

Health Insurance Plans

6 Plans

Comprehensive individual, family floater, and specialized coverage options

Category 01 // Products

Health Insurance Products & Topics

6 Topics

Sum insured bands (₹1 Cr to ₹3L), specialized riders, co-pay, OPD, and tax provisions

Category 02 // Topics

Plan Comparisons

3 Guides

Objective product benchmarking between ReAssure 3.0, ReAssure 2.0, Aspire, and variants

Category 03 // Benchmarks

Claims & Trust

3 Resources

Radical claim transparency, 30-minute cashless benchmarks, and settlement ratios

Category 04 // Trust Centre

Network Hospitals Directory

4 Endpoints

Top regional hospital directories across Hyderabad, Delhi NCR, Bangalore, Kolkata, and Chennai

Category 05 // Network

CITY & SPECIALTY DIRECTORIES:

Family Health Insurance

6 Pages

Family floater and individual health insurance products

Category 06 // Family Plans

Policy Terms Explained

3 Pages

Policy wordings, terms, and conditions explained

Category 07 // Policy

Buy / Get a Quote

3 Pages

Get a quote and buy a plan online

Category 08 // Quote

City-Specific Insurance

3 Pages

Health insurance plans by city

Category 09 // Cities

Maternity Insurance

3 Pages

Maternity and newborn coverage plans

Category 10 // Maternity

Travel Insurance Guides

5 Pages

International and domestic travel insurance plans

Category 11 // Travel

Corporate & Group Cover

3 Pages

Group health insurance for businesses and organizations

Category 12 // Corporate

Govt Health Schemes

3 Pages

State and central government health insurance schemes

Category 13 // Govt Schemes

Health Calculators

4 Pages

BMI, BMR, pregnancy, ovulation and other health calculators

Category 14 // Tools

Become an Agent / POSP

3 Pages

Join Niva Bupa as an insurance agent or POSP

Category 15 // Careers

About Us

4 Pages

*Niva Bupa Health Insurance Company Limited (IRDAI Registration No. 145). ‘Bupa’ and ‘HEARTBEAT’ logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited under license. Registered office:- C-98, First Floor, Lajpat Nagar, Part 1, New Delhi - 110024; Fax: +91 11 41743397; Customer Helpline:1860-500-8888; www.nivabupa.com. CIN: L66000DL2008PLC182918. For more details on terms and conditions, exclusions, risk factors, waiting period & benefits, please read the sales brochure carefully before concluding a sale. Product Name: ReAssure 3.0: Product UIN: NBHHLIP27059V022627. UIN: NB/SS/CA/2026-27/551. *Premium drop of upto 7% varies based on age, sum insured and tenure and all variant selection. Reduced premium on Reassure 3.0 applies to new policies only starting 8th October 2026. #Tax benefit are subject to applicable GST laws. The benefits and limits vary as per sum insured opted. Please read the policy terms and conditions for details of coverage. 20% co-payment will apply in case of reimbursement claims.
#Applicable on individual health policies including family floater and senior citizen
Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited under license. CIN: L66000DL2008PLC182918
1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
2 Claims Paid Ratio is as per Annual Audited Financials for FY25-26.
3 ReAssure 3.0 Premium: Quoted premium is for 1 years tenure for Black variant with Unlimited Sum Insured for 1 Adult aged 18 years living in Kangra, Himachal Pradesh.
4 ReAssure 2.0 Premium: Quoted premium is for Titanium+ variant, INR 5 lacs sum insured with 1 years tenure, 1 Adult aged 18 years living in Guwahati, Assam.
5 Health Premia Premium: Quoted premium is for for Gold variant, INR 10 lacs Sum Insured with a policy tenure of 1 year for 1 Adult aged 18 years living in Delhi with Zone 2 Option
6 Aspire Premium: Quoted premium is for INR 5 lacs sum insured with 1 years tenure, 1 Adult aged 18 years living in Ranchi. The Premium is exclusive of Digital Discount.
7 Senior First Premium: Quoted premium is for INR 5 lacs Sum Insured (with 50% co-payment) with a policy tenure of 1 year, 1 Adult aged 61 years living in Delhi.
Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.
^Claim Promise with Zero deductions
This is applicable for ReAssure, Reassure 2.0, Aspire and Rise product
a. Buy your Niva Bupa policy for coverage of 10 Lacs or above, with Safeguard+ add on
b. Intimate Niva Claim helpline (1860-500-8888) 48 hours before hospitalization for non-emergency treatments
d. Receive a claim assurance with zero deduction, in accordance with policy inclusions and T&C
c. Choose any hospital from the list of recommendations given by Claim Advisor for your treatment, via cashless facility
e. Claims Exclusions: the guarantee will not apply to claims arising due to exclusions stated in the policy (e.g.- non-disclosure, fraud, standard exclusions, waiting periods etc.)