What are the benefits of comparing health insurance plans online?

Be it a family floater or individual health insurance, each stands mighty in its own terms. If you need coverage for a single person, then go for an individual health plan. But, if you are married and planning to have kids, then having a family floater policy is a better option. Under an individual health insurance plan, each family member will have a dedicated sum assured. Although, in case of a family floater policy, there will be a single sum assured that is shared among all the insured family members. Moreover, family floater insurance plans are much affordable as you are not required to pay individual premiums for every family member.

Health companion, GoActive and Health Recharge do not cover maternity benefits.    

It becomes really difficult to decide how much cover is adequate. A cover which we find sufficient today becomes irrelevant tomorrow due to the rising medical inflation. At the same time buying a large insurance cover in the current policy may not be affordable or available.

Our Health Companion Deductible Option acts like a stepney to your health insurance plan. It’s an additional coverage offered to you with a threshold limit. It comes into effect only when your total claim in the same year surpasses the threshold limit.

The medical expenses traceable to childbirth (including complicated deliveries and caesarean sections during hospitalisation) and the expenses incurred towards any lawful medical termination of pregnancy during the policy period will be covered.       -

Top-up is important as it takes care of the gap between your existing coverage, and the actual cost incurred during the year.

It makes sense when you want to increase your total coverage without paying much. While anybody can buy our top-up option at any time, however, it is not advisable unless you have bought a base health insurance cover or the coverage offered by your employer is at least equal to the chosen deductible (threshold limit) amount of our top-up.