Why is it Important to Buy Travel Insurance During International Tours?

Are you planning to go to Europe and hop countries? Or do you plan on taking a trip to Dubai or Qatar? You might have heard you need travel insurance to get your visa approved.

Several countries worldwide require Indians to have International travel medical insurance for a visa. But what is it? And why would you need one?

This blog will act as a guide to help you understand what travel insurance is, why it is necessary to have one for foreign trips, and how to get travel insurance from Niva Bupa.

What is Travel Insurance?

Travel insurance protects against unforeseen or unpredictable events that can happen when one is on a domestic or international trip. Different insurers offer a variety of plans with other coverages based on the nature and destination of your visit.

For example, someone on a leisure trip involving adventure sports might need different coverage than a student going to the same place for higher education. In some cases, the destination matters as insurance coverage is required for a developed country like the UK, and a developing country like Laos will be different. 

Who Should Buy International Travel Insurance Online?

Typically anyone who is planning a foreign visit should consider getting travel insurance. But here is a list of people advised to buy travel insurance.

• People who wish to do adventure sports or other risky recreational activities
• Travellers who are travelling individually or with their families
• Group travellers
• Corporate travelers
• Students
• Senior citizens

Why is It Important to Buy Travel Insurance for International Trips?

Travel insurance is not only a legal requirement in over 30 countries, such as the Schengen region and Australia, but it also serves as a crucial safeguard against unforeseen circumstances. These circumstances encompass a wide range of events, including but not limited to medical emergencies, trip cancellations, lost baggage, emergency evacuations, and travel delays. By offering financial protection, travel insurance mitigates the risk of monetary losses arising from such situations.

Travel insurance plans vary in coverage but commonly include provisions for in-patient and out-patient emergency care, personal accident coverage, and medical evacuation. Consequently, travellers can experience a sense of reassurance, allowing them to embrace their journeys with tranquillity and peace of mind.

How to Buy International Travel Insurance Online from Niva Bupa?

With Niva Bupa, it is as simple as clicking a few buttons to buy travel insurance online. All you need to do is to follow these steps, and you can get your trip insured.

• Visit the Niva Bupa website and click on Travel Insurance in the header.
• On that page, input your destination countries, departure and return dates, and phone number.
• You will be shown destination-specific plans once you click on view plans.
• There, you can select your needs, such as whether you are going alone or with family, whether it is an independent trip or a corporate visit; there are also plans for students and senior citizens.
• Once you have reviewed the plans and chosen what best fits your needs, you can fill in all the necessary details.
• Their executive will then contact you to help you with the final process.

Wrapping Up

International trips are expensive, and when you are ecstatic to go out and explore your dream destinations, you don’t want to spend time thinking about all the things that can go wrong. You can just get travel insurance, and rest assured that whatever travel-related problems you might face, Niva Bupa is here to help.

With its expansive network of more than ten thousand hospitals worldwide, we offer you with the coverage you need when travelling abroad. With over 40 additional covers, Niva Bupa has your back whether you are sipping your mai tai in the Bahamas or attending college in the UK.

FAQ’s

1. Which countries require travel insurance for Indian passport holders?

Many countries require Indian travelers to have valid travel insurance, especially those in the Schengen Zone (like Germany, France, Italy, and Spain), as well as Russia, Turkey, the United Arab Emirates, Thailand, and some South American and African countries. Requirements may vary depending on visa type and duration of stay.

2. Is travel insurance available for students going abroad from India?

Yes, specialised student travel insurance plans are available for Indian students studying abroad. These plans typically cover medical expenses, sponsor protection, study interruption, laptop loss, and more, tailored to the needs of international students.

3. How to buy international travel insurance online for visa applications?

You can buy travel insurance online through official websites of insurers, aggregators like Niva Bupa or through travel agencies. Choose a plan that meets the embassy/consulate’s visa requirements, pay online, and download the policy certificate instantly for your visa documentation.