Benefits of Buying Health Insurance Policy from Niva Bupa

For most people, their current lifestyle has rendered them more susceptible to various conditions that need medical treatment. However, as related healthcare expenditures rise rapidly, there is a need to be better prepared for medical emergencies and health issues that you may not see coming. With vast and varied experience and with the thought of offering the best range of products for customers, Niva Bupa Health Insurance (formerly Max Bupa Health Insurance), and one of India's most reputable health insurers, has developed different types of health insurance policies to meet every need.

 

The insurance company offers an array of health insurance plans under three major categories - Individual, Family/Extended Family, and Fixed Benefit. But it isn't just a wide choice that caters to different needs that makes Niva Bupa an ideal insurance provider.

 

Here are some benefits you can get with Niva Bupa health insurance plan–

 

Range of sum assured :  

 

Perhaps one of the best benefits is that Niva Bupa caters to all kinds of health insurance needs by offering a range of sum assured that goes right up to Rs. 1 crore. Whether you are looking for an individual plan or a policy that covers just you and your spouse or your entire family, you can be sure to find something that suits your specific needs. 

 

Network hospitals :

 

Niva Bupa Health Insurance company has affiliations with over 7900+ hospitals PAN India in its network. It offers cashless hospitalisation and covers various medical expenditures, including complementary health check-ups, pre and post hospitalisation charges, pre-existing condition coverage, and much more to ensure you get complete health care.

 

Claim support :

 

This aspect indicates the company's capacity to resolve disputes and assists you in understanding the insurer's history. Niva Bupa Health Insurance has a 96% claim settlement ratio, which is reassuring for policyholders as it means they can be sure of their claim applications being successful, provided they meet the necessary criteria. The company also offers immediate claim settlements, reducing stress for insured customers.

 

Customer centricity :

 

Niva Bupa offers pre-authorisation of cashless claims within 30 minutes and access to customer support 24 hours a day, seven days a week, to handle any issues. In addition, you can always approach the 'point of care' desk at any major hospital to get assistance with your claims if you are stuck or unsure of the process.

 

Doctor consultation :

 

Niva Bupa Health Insurance provides cashless services at OPD network hospitals with around 2,000 doctors and teleconsultation, claiming to give speedy consultations with doctors connected to healthcare and wellness services.

 

Renewability :

 

With the option of lifelong renewability, you can be assured that your policy can be renewed for a lifetime without any worry about age restrictions. This means you never have to risk leaving yourself unprotected from rising medical costs.

 

In addition to all these benefits, Niva Bupa Health Insurance’s premium is also eligible for tax deduction under section 80D. This added layer is beneficial for earning professionals as it can help reduce their tax liability.  

 

Purchasing a health insurance plan is one of the best things you can do for your health and your finances. It saves you the burden of having liquid funds for medical emergencies when that money may be invested in a return-generating instrument. It is also a wise decision in terms of your medical well-being as you never have to worry about having inadequate protection and not getting essential medical assistance if needed. Chat with a Niva Bupa Health Insurance representative now to understand which insurance coverage suits you best.