Booked Movie Tickets for Family? What About Health Insurance? | Niva Bupa

That’s not the only worrying aspect. We are falling iller than ever before, thanks to our stressful lives. Makes a perfect case for you to go and get your health insurance today. But before you do, here’s a checklist for various types of health risks.

 

AN ACCIDENT MIGHT JUST BE AROUND THE CORNER

 

Accidents are not planned, they just happen. You always have the risk of running into an accident especially if you travel for long hours to your workplace, which most of us do. A health insurance plan can cover these costs of hospitalization if something happens to you. Did you know a premium of INR 3000 can secure your hospitalization charges up to INR 2 lakh? That’s nothing when you compare to the repercussions of an accident.

 

CRITICAL ILLNESS CAN PUT YOUR FINANCES ON ICU

 

We are seriously playing with our health by leading an unhealthy lifestyle, which has led to several lifestyle diseases like cancer. Cancer is not just life-threatening but wealth jeopardising too as it can drain all your savings and financial security. That’s not all, India is one of the major hubs of heart disease and obesity, which leads to other critical illnesses. Therefore, it is important to take a health insurance plan that protects you against these diseases and doesn’t become a financial burden for your family.

 

A SURGICAL STRIKE ON YOUR WEALTH

 

Sometimes, medicines, consultations and therapy do not work. All you need is surgery to put your health back on track. But surgeries are usually not affordable. That’s where an affordable health insurance can help as they cover various types of surgeries, which means you can breathe easy and not fall sick of stress due to lack of funds.

 

WHEN THE FAMILY HEALTH IS DOWN

 

Isn’t it frustrating when your family gets getting ill frequently? Although it might not dent your pocket, it affects your weekly or monthly budgets. A beneficial health plan covers OPD and consultation fees plus hospitalization charges.

 

WHAT ARE THE MEDICAL COSTS INVOLVED?

 

Medical costs can come in various sizes, shapes and forms. Here are some medical costs you may have to shell out or what is covered by the insurer.

 

Pre-hospitalization:

 

These are all the costs that you’ll have to incur before hospitalization

 

Hospitalization charges:

 

This is the amount you’ll have to pay while getting admitted into a hospital

 

Medication and medical procedures:

 

If you have a surgery or are on some medication.

 

Discharge expenses:

 

The costs at the time of exiting the hospital

 

Post Hospitalization:

 

These are the costs that are incurred in medication after the treatment in the hospitalization

 

HOW THE BEST PLANS WILL BENEFIT?

 

They will:

 

• Cover the costs up to the extent of sum assured
• Provide Cashless hospitalization
• Treatment in the hospital that offers good services
• Cover your core family and extends the benefit to parents and in-laws

 

Niva Bupa policies are designed to help you cover the risks and keep your finances unaffected up to a certain extent. You can the complete details of the policies and go for the one that suits you best.