Best International Trips Under 1 Lakh for Indian Travellers in 2026

Many of us are travel lovers, and going across the country is always a pleasant experience. One thing common among all travel lovers is that a long-awaited foreign trip is on their bucket list. While offbeat trips are often budget-friendly, planning a visit to international destinations can be challenging. There are several considerations, such as visa requirements, financial management, itinerary planning, travel insurance, and more.

Today, we will share some of the best international trips that you can cover under the budget of just ₹1 lakh in the upcoming year, 2026.

International Destinations to Travel to Under ₹1 lakh in 2026

International destinations are majorly expensive, but there are also options that you may consider exploring under a given budget. Here are 11 international trips that you can do in 2026 under a ₹1 lakh budget:

Vietnam

An affordable international destination for Indian travellers, Vietnam stands out to be one of the most picturesque locations of all. The country has a blend of natural beauty and charming culture. Popular tourist attractions include the limestone islands of Ha Long Bay, the lantern-lit streets of Hoi An, and the Chosin Chosin tunnels that were used during the Vietnam War.

As for the food, the authentic street delicacies can take your taste buds for a ride. You can also visit the old temples and even take scenic train rides. The best part about all of this is that this trip can be done under a ₹1 lakh budget. In fact, budget flights, affordable accommodation, and local transportation make it a must-visit destination for both solo travellers and families.

Nepal

India’s neighbouring countries are often overlooked as international destinations to visit. One such country, located across the northern border, is Nepal. Its majestic mountains, including Mount Everest, Kanchenjunga, Lhotse, and more, are the best pick for trekkers. The friendly vibe locals exhibit toward everyone is very inviting. The cost of travel and accommodation here is modest, making it easy to explore even on a small budget. 

You can also explore the country’s spiritual side by visiting locations such as Pashupatinath Temple, Bodhnath Stupa, Janakpur, and Lumbini. 

Afghanistan

Afghanistan is a unique experience for travellers who seek the thrill of unexplored terrains and raw history. It is much like visiting a mini version of India. The vibrant markets are full of stories, and the ancient monuments tell their own story. While not many travellers consider it to be a tourist hub, it is definitely worth visiting when planning an international trip under 1 lakh. The homestays locally available are very affordable. 

If you are lucky enough, you may not even have to spend on meals. Afghanistan’s welcoming tradition extends its hospitality to everyone with open arms. One thing you must not overlook is safety advisories. Plan your trip with a guided tour to experience the cultural depth of cities like Kabul and Bamyan.

Bhutan

If you’re looking for an international trip with a serene retreat, Bhutan is the option for you. It is known as the “Land of Happiness”. If you are an Indian traveller, you don’t require a visa, which eventually results in lower travel costs. The journey through Thimphu and Paro offers breathtaking views, ancient fortresses, and a glimpse into sustainable living practices. 

Speaking of the hospitality, the warm welcome, affordable guesthouses, and local food options make Bhutan an ideal destination for an international trip under 1 lakh.

Thailand

There has always been a craze for visiting Thailand. This foreign trip under 1 lakh has been a great success because of the budget-friendly arrangements and the mix of modern and cultural experiences it offers. The street markets are vibrant, and the stunning beaches deliver a complete experience without stretching your budget.

You can easily find affordable hotels in cities like Bangkok and Phuket, and an endless list of activities that you can do in the city. Moreover, the public transport and low-cost airlines within the country make travel affordable.

Laos

Another underrated, hidden foreign trip under 1 lakh to do in 2026 is to Laos. It is in Southeast Asia and is popular for its Buddhist temples. Popular attractions include Mekong River cruises and walking through French-colonial towns that feel frozen in time.

Laos is renowned for its exceptionally budget-friendly offerings, including low accommodation costs and delicious local cuisine at affordable prices. The people prefer living at a relaxed pace, 

scenic landscapes, and hospitable locals make it ideal for travellers who prefer calm over crowds.

Singapore

Though Singapore looks like a luxurious international destination, you can easily visit there and have fun within a budget when planned effectively. Booking your flights early and choosing your hotel wisely can fulfil the dream of this international trip under 1 lakh.

You can explore Gardens by the Bay, Marina Bay, and Sentosa Island while enjoying Singapore’s world-class public transport network. The city is very clean and safe. Speaking of the connectivity, it makes Singapore a top pick for families and first-time international travellers.

Qatar

Qatar is one of the popular international destinations among Indian tourists because of its modernity and the Middle Eastern touch. Speaking of the tickets, they are easily available at a very reasonable price. Doha’s low-cost stay also contributes to keeping this international trip under 1 lakh budget.

You can explore the beautiful skyline and exquisite culture of the country. It is possible to visit Souq Waqif, participate in desert safaris, and visit the Museum of Islamic Art without spending too much money. Its small size allows one to cover a good distance within a very short period, and so the country is time-saving and cost-effective.

Kazakhstan

Kazakhstan may be a surprise to many travel lists, yet it can offer a wealth of beauty to those who take the time to explore it. The striking snow-capped mountain ranges, green valleys, and such modern cities as Almaty make the experience diverse and interesting. Low-cost accommodation and cheap domestic transportation are the advantages for Indian travellers with a set budget. Kazakhstan has opened its doors to Central Asian hospitality and history, and adventure to the visitor with a budget of ₹1 lakh.

Sri Lanka

Sri Lanka is a short flight out of India, and one can experience all of its beaches, wildlife, and culture there. You will be able to relax on the golden beaches of Bentota, visit old temples in Kandy, or take a scenic ride on a train through tea gardens. The food is delicious, the locals are friendly, and the prices are reasonable, ensuring that you make your stay comfortable without exceeding your travel budget. The visa procedure for Indians in Sri Lanka is easy, making it even more attractive for travel in 2026.

Indonesia

Numerous islands of Indonesia make it an ideal destination to explore with a small budget. Bali is always a favourite destination because of the exotic beaches, magnificent temples, and well-known yoga retreats. There are local guesthouses, cheap accommodations, and a place to eat that is inexpensive to control costs. Tourists will have an opportunity to visit the world of volcanoes, swim in the blue sea, or rest in the Tropical resorts. Indonesia can easily be accommodated under ₹1 lakh with a lot of planning and local transportation, as it is a good combination of adventure and leisure.

Can Travel Insurance Make Your International Trip Budget-friendly?

As a traveller planning an international trip under 1 lakh, you are already on a tight budget, and travel insurance may seem like an added expense. However, the reality is that it is one of the ways to say money during unexpected situations. Here’s how travel insurance can make your international trip budget-friendly:

Control Emergencies Without Wasting Money

Health crises in foreign countries are expensive. One visit to the hospital or one accidental illness can affect your travel budget at a moment's notice. With full travel insurance, these costs will be taken care of, and you will not be charged for any medical costs incurred abroad. It also involves medical facilities that do not require cash in partner hospitals, meaning that you get treated without thinking of the instant payment.

Cancellation of Trip Insurance or Trip Delays

The international travels, even the most organised ones, might experience the following situations:

• Last-minute cancellations of flights

• Weather inconveniences

• Delays in the visas

Travel insurance will cover the money you have paid to the hotel and flight tickets that cannot be refunded. This cover enables you to retract your travel rather than waste your whole budget in case of any unexpected cancellations.

Lost Baggage and Documents coverage

It is stressful and costly to lose either luggage or a passport in a foreign country. Travel insurance provides coverage for the replacement of important documents and reimburses for lost property. This allows you to enjoy your foreign trip without incurring a financial burden.

Also Read : 5 Best Luxury Holiday Destinations for Indians

Conclusion

Planning an international trip under a 1 lakh budget is no longer a distant dream. Travelling and having more experiences within your budget is possible by planning your international trip carefully. You can explore new cultures, cuisines, and landscapes without stretching your finances. One important element that keeps you covered during unexpected twists is travel insurance. 

At Niva Bupa, we understand how much experiencing a foreign trip means. Our travel insurance plans let you focus on enjoying your journey rather than worrying about what might go wrong. As you prepare to explore the world in 2026, make your travel checklist complete with protection that keeps both your plans and your peace of mind intact. 

FAQs

1. How does travel insurance help on budget international trips?

   Travel insurance protects you from costly surprises, such as medical emergencies, trip delays, or lost baggage, keeping your travel budget secure throughout your journey.

2. How can I save money on international flights?

   Book flights well in advance, use fare alerts, fly on weekdays, and opt for budget airlines to secure the lowest possible ticket prices for international travel.

3. How can travel insurance make your trip more convenient?

   It saves you from unexpected expenses, provides emergency support, and helps you travel confidently, knowing your finances and health are well-protected abroad.

4. When should I buy travel insurance for my trip?

   It is best to buy travel insurance right after booking your trip. This ensures coverage for cancellations, delays, or medical emergencies that may arise before departure.