What is ENT Insurance and its Benefits?

With increased healthcare costs, having the best health insurance policy has become one of the priorities in life. It is always better to prepare for the worst in case of medical emergencies. Keeping the demand and necessity of insurance, health insurance providers have come up with a special ENT insurance that covers health problems specifically related to the ear, nose, and throat. The treatment cost of the mentioned body organs is covered under this insurance. This blog will discuss all facets of ENT health insurance and details related to the same.

 

Problems Related to ENT

ENT problems can disturb your day-to-day life events. They can get treated in the best hospitals covered under your policy. The following are common ENT problems faced by patients:

 

• Sore throat
• Ear pain
• Runny nose
• Sinus
• Persistent cough
• Nose bleeds
• Loss of smell

 

Advanced ENT Treatments

Some ENT treatments require advanced technology. This is usually used to treat chronic illnesses. Here are the major advanced treatments required for patients:

 

Advanced Endoscopic Surgery

Chronic sinusitis, nasal polyps, and chronic nasal obstruction can be fixed through endoscopic surgery. Accuracy and safety measures are taken care of by advanced image guidance technologies and 3D imaging in real-time.

 

Balloon Sinuplasty

It is used to treat chronic sinus problem which is not cured by oral medication. A small catheter containing a balloon gets inserted into the sinus cavity, which is then inflated, opening the sinus passageways. After the procedure patient is able to get relief from symptoms.

 

Hearing Aids

With age, people suffer from diminishing hearing power. Now there are advanced technologies and devices which can improve the hearing power of the patient. It requires the right diagnosis along with the appropriate recommendations.

 

Adenoidectomy

This procedure is used to remove adenoids which are glands located behind the roof of the mouth and nose. These glands swell up and cause problems in breathing and sleeping. If not cured with drugs, doctors advise removing adenoids.

 

Coverage under the ENT Plan

The treatment covered and claim settlement may vary under each plan. Mentioned below are the major and most common procedures ENT insurance cover:

 

• Sinus surgery
• Nasal surgery
• Palatoplasty
• Adenoidectomy
• Ear surgery
• Thyroplasty
• Balloon Sinusplasty
• Septoplasty

 

Need for ENT Insurance

Healthcare insurance not only provides financial coverage against medical expenses but allows you to avail the best treatment for your loved ones. Here are key reasons to choose an ENT plan:

 

• Increasing Healthcare Cost: ENT cost without insurance is touching the sky as the procedure involves modern technology. Advancements in the technology involved in carrying out medical procedures require costly equipment and services, which adds to the medical expenses.
• Short-stay Requirement: Daycare treatment is required in most ENT procedures. ENT insurance does not require you to stay in a hospital to receive the claim amount. The insurance benefits can still be availed in case of a daycare procedure.
  
• Financial Stability: By covering the cost of treatment, ENT insurance allows you to safeguard yourself against any sudden unfortunate event which drains financial wealth.
  

 

Conclusion

You get one life to live with your loved ones, and living it healthy and happy is one of the major goals. To accomplish this goal, you must make changes in your lifestyle, like eating healthy and doing regular exercise. Along with a few lifestyle changes, you must secure yourself and your family with good family health insurance. ENT insurance not only covers severe procedures but is also available for minor ENT problems which do not require hospitalisation.

 

You must gift your family the best healthcare plan, as a healthy family is a happy family.