Why Is a Health Card Important?

It is indeed stated that a health card is insurance for your health. We have often seen that serious illnesses often drain out our wealth accumulation, and hence it is imperative to have a permanent card. It could be a digital health card that can ensure people get the right kind of treatment without having to spend all of their financial savings.

A health card ensures affordable healthcare services for everyone. When it comes to health-related requirements, time is an essential thing to abide by, and hence having a health card could be your best bet.

What Is a Health Card?

A health card is an identification of the policyholder provided by the health insurer at the time of availing of an individual, family, or group medical insurance plan. In order to enjoy the services of a healthcare insurance plan, you must hold the health card as proof. You have to present the health card at the network hospital for cashless treatment. It works as a certificate which is essential even to enjoy the benefits of reimbursements of the claims. Nowadays, you also have an option of a digital health card that you can carry on your mobile or laptop and can avail of similar health card benefits.
 

What is Digital Health ID Card?

Digital health ID cards consist of data, including the health records of the cardholder. It is used for hassle-free access to the cardholder's health records.

Who can Apply?

Anyone who wishes to have medical records to be digitally available should create a digital ID card.

What is it?

The digital health ID is a 14-digit number to identify individuals, verify them, and access their health records across different healthcare systems.

How to Apply?

Basic details such as Aadhaar or mobile number are required to apply for the card. Cardholders can link all their health records digitally after using the card.

What Information Does a Health Card Contain?

Given below is the generic list of information a health card contains. The information varies with the insurance companies; it might be more or less accordingly.

• Full name of the insured
• D.O.B
• Policy number
• Total sum insured
• The expiration date of the policy
• Type of plan

Why Should You Have a Health Card?

Now that we have understood what a Health card is all about, it is also essential to know why you should choose one particular company. We think that the Niva Bupa is currently one of the most favourable options that you can invest in, particularly in the health sector. Being the best health insurance in the town, it is one of a kind and offers tons of great options to those who sign up for the same.

No Cost EMI

One of the significant health insurance benefits that you can render from the card is that it allows you to have a no-cost EMI of up to Rs.4 lakhs. It is quite a significant amount keeping in mind that having supply to cash in such emergencies could be problematic.

Informal and Instant Activation

It sometimes becomes too taxing to keep waiting for the rigorous documentation process, particularly regarding the health insurance claims or filing process. However, this one guarantee you zero extravagant documentation, only the bare minimum! 

Digital Card

Sometimes, it does become challenging to carry on the physical card everywhere we go. It is where the digital card comes in very handy. No matter where you are, the digital health card can be used, and hence currently, the importance of health insurance is manifold.

One Card- Solution to All Problems

The insurance card is your safest bet, and it can be used for all your family members. All you need to do is invest in one single health card, and your family members can start using it efficiently.

Great Offers

There are usually a pretty great deal of discounts and offers that are run on the Niva Bupa health card. These can be redeemed very quickly when you pay the health insurance premium and could be particularly easy on your pockets as well.

Flexibility

Niva Bupa health card provides flexibility in usage, that too for a tenure of up to 24 months. The card's flexibility is worth mentioning, and it is one of the country's best health insurance options.

Accidental Covers

Not only do you get excellent assistance pre and post-hospitalization, but there are also unintentional covers that go up to Rs.1 lakhs. All of us know that accidents do not come pre-announced, and in that case, having the best monetary Resource is very important to put up a brave fight. It is challenging to combat health problems without financial aid, particularly in the current scenario.

Conclusion

The lack of proper health cards is a prevalent condition in India, and hence it is essential to invest in one that offers you great benefits. Applying for a Niva Bupa Health Card will open up possibilities to avail of a diverse range of health insurance to suit your individual needs.

The best thing about Niva Bupa insurance is that it is entirely client-centric and ensures complete protection of the client's health insurance, travel insurance needs. It also allows customers to renew the card for a lifetime.

So, if you want to reap the benefits of a health cover, then sign up for a comprehensive health insurance plan for you and your family with Niva Bupa Health Recharge.