Start your Health cover
With Niva Bupa Today!
Rated by mint as India's Best Health Insurer 2024
Claim Promise with Zero Deductions*
By clicking Start Now, you authorize Niva Bupa to Call/SMS/Whatsapp on your registered mobile overriding DNCR.What Is Health Card?
As much as a health insurance plan can help in the case of an emergency, sometimes carrying policy papers, remembering the policy number, and other similar things can be tricky. A Niva Bupa Health Card can solve all of these issues. Niva Bupa Health Card is issued with every health insurance policy and is a part of the policy kit given to the life insured at the time of policy purchase. It is valid for the entire length of the policy and can be used at the time of making an insurance claim conveniently.
Network of 10,000+ cashless Hospitalisation
30 Mins Cashless Claim Policy
2 Crore+ Happy customers
Why Choose Niva Bupa?
Trusted by over 2 crore+ happy customers, Niva Bupa provides a wide range of health insurance plans to suit every need
30 min
Cashless Claim Processing 1
15 Lakh+
Claims paid since inception 2
2 Crore+
Happy customers served till date
Quick Links
Network Hospital
Find hospitals near you that are covered under our insurance network for hassle-free cashless treatment
Family Health Insurance
Get comprehensive coverage for your entire family under a single health insurance plan.
Claim Settlement Ratio
Check our track record for successfully settled claims, ensuring peace of mind when you need it most.
Premium Calculator
Calculate your insurance premium easily to choose a plan that fits your budget.
Best Insurance Plans
Explore our top-rated insurance plans that offer extensive benefits for various healthcare needs.
How does Our Claim Process work?
Get to know the steps involved in the claim Process, Whether it is a planned or emergency hospitalisation. Filling a claim is made easy by choosing any of the following ways:
Hospital Admission:
Get admitted to a Niva Bupa network hospital.
Identification:
Present your Niva Bupa Health Card or policy number along with valid ID (Passport/PAN card/Voter’s ID) to the hospital staff.
Pre-authorisation:
The hospital will verify your details and submit a pre-authorisation request to Niva Bupa.
Niva Bupa Confirmation:
After verification, Niva Bupa will confirm coverage to the hospital via fax and email, and notify you by text and email, typically within 30 minutes of the request.
Final Settlement:
Upon completion of treatment and necessary formalities, the hospital will settle the claim with Niva Bupa according to your policy terms.
How Does Health Card Work?
Using the Niva Bupa Health Card is simple. It is automatically activated when a health insurance plan is bought and given to the policyholder. The card is unique for every plan and contains essential details of the health plan, such as the policy number, policy information, name of the life insured, etc., thus acting as a proof of identity. You can use the Niva Bupa Health Card to avail of a lump-sum payment for the treatment of an illness, including hospitalisation expenses, doctor’s consultations, tests, and more. The card can also be used for cashless claims in the case of a medical emergency.
Benefits of Health Card
There are many benefits of the Niva Bupa Health Card. Some of these include:
Offers convenience: It is easier to carry the Niva Bupa Health Card than all the policy papers, thereby offering convenience during a medical emergency.
Useful in emergencies: The health card can be used in a medical emergency for cashless claims as well as for lump-sum payments for various treatments.
Summarises all information: The health card summarises all policy-related details like the expiry date, policy term, etc., making it easier to keep track of the health insurance plan.
Why do you need a Health Card?
Niva Bupa Health Card contains all essential information about the policyholder, like the name of the policyholder, financial coverage, type of plan, validity, etc., making it easier for policyholders as well as hospital authorities to access this information whenever required and proceed with the necessary treatment. The Health Card also makes claiming cashless treatments convenient, no matter where they go.
All in all, the Niva Bupa Health Card is a great tool to simplify things and avoid hassles and confusion.
What treatments can I avail using Niva Bupa Health Card?
Niva Bupa's Health Card, connected to your insurance policy, covers your financial obligations in case of a serious health issue. Using the Health Card, you can avail of a lump-sum payment that you can use to cover costs associated with your diagnosis, doctor appointments, medical bills, hospitalisation, etc.
Furthermore, Health Cards connected to a critical illness insurance can help you cover cancer of specified severity, open chest CABG, first heart attack of specified severity, open heart replacement or repair of heart valves, stroke with permanent symptoms, permanent paralysis of limbs, coma of specified severity, kidney failure requiring regular dialysis, major organ/bone marrow transplant, motor neuron disease with persistent symptoms, multiple sclerosis with persistent symptoms, end-stage liver disease, end-stage lung disease, end-stage liver disease, end-stage lung disease, serious burns, aplastic anaemia, bacterial meningitis, fulminant viral hepatitis, and muscular dystrophy, among other things.
How long does it take to get a Niva Bupa Health Card?
Once a health insurance policy is purchased, the Niva Bupa Health Card is sent to the insured at the address given on the form at the time of policy purchase. The health card is not obtained through a separate procedure.
It is advisable to keep the card safe as you can opt for a cashless claim using the same.
What documents are required to get Niva Bupa Health Card?
The following documents are required when applying for Niva Bupa Health Card,
1. Age proof: This is one of the most crucial documents to have when buying health insurance. Keep in mind that if you're buying insurance for your family or a family floater plan, you'll need to provide proof of age for all people who will be covered.
The following documents are acceptable as proof of age:
Aadhaar card
Passport
Driver's licence
PAN card
Voter’s ID
Birth certificate
2. Identity proof: A government-issued document can be used as proof of identity.
The following documents are acceptable as proof of identity:
Aadhaar card
Passport
Driver's licence
PAN card
Voter's ID
3. Address proof: This document is used to verify your current address.
The following documents are acceptable as proof of identity:
Aadhaar card
Passport
Driver's licence
Ration card
Telephone bill
Electricity bill
Along with these, you will also be required to submit the following documents:
Passport size photographs
Medical records (if the insurer needs to assess your health)
Duly filled and signed insurance policy form
How do I renew my Health Card?
The Niva Bupa Health Card does not carry an expiry date and is directly linked to the expiry date of the policy that you have purchased. It stays valid if the policy is in force and it is therefore important to make sure to renew your policy regularly, as it offers various benefits.
Aside from claim denials, you'll lose out on perks like waiting periods for pre-existing conditions and the No-Claims Bonus (NCB) if the policy is not renewed. Insurance firms typically send reminders via email, phone calls, or SMS to ensure you do not miss out on renewing your medical insurance plans. Furthermore, if your policy has expired, you can ask the insurer for a grace period, which normally lasts between 15 and 30 days, and can renew your health insurance online from the convenience of your own home.
Where can I use Niva Bupa Health Card?
The Niva Bupa Health Card offers ease of use and convenience and can be used at any of the network hospital for:
Cashless claims at the hospital during medical emergencies
It acts as a proof of identity, enabling you to prove to the hospital authorities in case of an emergency that you are insured under that particular policy
It helps keep a close eye on the date of validity
It comes with important details such as the policy number and the name of the policyholder
To read important details of the policy anytime, anywhere
What happens if I lose my Health Card?
The Niva Bupa Health Card is sent as part of the policy kit to make the claim process easier. In case you cannot locate the policy kit, the same can be downloaded from www.nivabupa.com or by contacting our customer care.
What is the eligibility criteria to get Niva Bupa Health Card?
When assessing your eligibility for a Niva Bupa Health Card, your age and current health are the two most important factors considered.
Your age largely determines your premium. Experts recommend getting health insurance at a younger age, or at the earliest since it is less when one is younger.
The minimum age for obtaining health insurance for a child is 15 days, and the maximum age is 18.
Adults must be 18 years old to apply, with a maximum age of 65.
The second factor is your overall health. When you get health insurance, you may be required to undergo a medical examination to determine your current health status. This is usually reserved for persons over the age of 45. If you are under the age of 45, you may just be required to submit a doctor's certificate stating that you are in good health.
Our Satisfied
Customers
Watch what our customers are saying. REAL STORIES with REAL IMPACT!
Vippan Kapur
It is unbelievable how Niva Bupa claim team came to my aid, Monday to Sunday no day off.
Meenakshi Khanna
Within few hours we got the claim number and in the next three days the amount was reflected in our bank account.
Vijay Kapoor
With the help of Niva Bupa Health Insurance, I was able to get my son treated without worrying about the high medical cost.
Diviay Chadha
Whenever we have filed for a claim with Niva Bupa, the process was very smooth and people were very helpful.
Parveen Singh
The Niva Bupa team was extremely helpful, be it day or night, someone was always available.
Health and Wellness Blogs
Health and Wellness Blogs
Download the
Niva Bupa App Today
12L+
Downloads
52K+
Reviews
Make your Health Insurance accessible on the go. Download the Niva Bupa Health App today
Catch the latest highlights, updates, and moments from our social media world – all in one place!
www.nivabupa.com
+91 11 41743397
1860-500-8888
3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
