Best Health Insurance Company in India

Lyme Disease: Early Symptoms, Causes, Risks & Treatment

19 June, 2026

9 Shares

31 Reads

lyme disease

Share

Quick Summary

Lyme disease is an infectious disease caused by bacteria of the Borrelia genus, which is more common in the United States. It is passed to humans through the bite of an infected deer tick. If left untreated, it can progress from mild early symptoms to serious complications affecting the joints, heart and nervous system. The treatment includes taking the antibiotics prescribed by your doctor.

 

Lyme is a disease that starts quietly with a small bite that most people fail to notice, but it progresses silently into a complex condition that can lead to significant damage if it goes undetected. While it is common in the United States, it is essential to understand how it spreads, how to recognise early symptoms, and when to seek medical help to prevent long-term complications. 

 

What Is Lyme Disease? 

Lyme disease, or Lyme borreliosis, is a bacterial infection that can affect many systems of the body, including the skin, joints, heart and nervous system. Early stages of this disease causes rash or flu-like symptoms, while later stages may lead to arthritis and nerve-related problems

What are the causes of Lyme disease?

The disease is caused by members of the phylum Borrelia, Spirochaetes. The spiral-shaped bacteria, B. burgdorferi, are common in North America. These ticks are small as nymphs, often the size of a poppy seed, so they are easy to miss.

  1. In the United States, the blacklegged tick is the main vector for the disease in the Northeast, mid-Atlantic and upper Midwest.
  2. The western blacklegged tick, Ixodes pacificus, spreads the disease along the Pacific Coast.

 

How Common Is Lyme Disease, And Who Is The Most Vulnerable?

In the US, there is a broadband stretching across the northeastern states, through the mid-Atlantic and into the upper Midwest, with states such as the following reporting the highest share of cases.

  • Pennsylvania
  • New Jersey
  • New York

 

People who spend time outdoors in forest-like areas, children and adults with outdoor occupations or hobbies are at high risk of getting Lyme due to tick bites

What Are Tick Bite Risks And How Can You Be Exposed To Them?

Public health agencies like the Centres for Disease Control and Prevention (CDC) in the United States say that a tick needs to be attached to you for 24 hours before Lyme can be transmitted. If you successfully remove it within 24 hours, you can reduce the chances of getting the disease.

 

Sometimes your pets, like dogs and cats, can pick up ticks while outdoors and then bring them indoors, where the ticks may drop off and later bite humans. You should follow regular tick-preventative treatments for pets to reduce the risk of getting the disease. 

What Are Some Early Warning Signs Of Lyme Disease?

Symptoms of the disease typically appear within 1 to 4 weeks after an infected tick bites you. However, they can also appear anytime between 3 to 30 days. Early warning signs are:

  1. Bull's-eye rash: This is a hallmark sign of Lyme, typically a circular bull's-eye rash that appears at or near the bite mark and expands over days. The centre may be clear or darker, giving a ring-like appearance and a red patch.
  2. Flu-like symptoms: Some have reported developing fever, chills, sweats, fatigue, neck stiffness and swollen lymph nodes shortly after the rash develops. These symptoms can resemble a viral infection, which is one of the reasons early signs are ignored.
  3. Muscle aches: You might feel muscle or joint aches and chalk it up to stress or overexertion, but it can be a sign of developing Lyme, even if you don't see a rash. It is important to consult your doctor if the aches persist 

 

Later Symptoms of Lyme Disease

When the disease goes untreated, the bacteria can disseminate through your bloodstream and cause even more severe and sometimes chronic symptoms, such as:

  • Neurological: These symptoms may include headaches, neck stiffness and limb pain. There are cognitive problems like brain fog, memory lapses and difficulty concentrating that are also reported by some patients.
  • Joint pain: A very common late-stage manifestation of the disease is arthritis, and it typically involves knee or other large joint pain and swelling episodes. This can persist for months. 
  • Heart-related symptoms: In extremely rare cases, Lyme bacteria can invade your heart tissue and cause Lyme carditis, which can further lead to irregular heart rhythms, palpitations, chest discomfort or even shortness of breath. 

 

How Do You Get A Diagnosis For Lyme Disease?

Your diagnosis will depend heavily on clinical features, exposure history and sometimes laboratory tests, all of which are necessary because there is no perfect test in the early infection stage. The first step is noticing the bite mark and going to your doctor for confirmation

How does your doctor diagnose Lyme?

Your doctor can begin your diagnosis by examining your rash and taking a travel history to rule out any other reasons for the rash. In the late stage, your doctor will likely suggest laboratory tests to confirm their prognosis. 

 

In the United States of America, the Centres for Disease Control and Prevention (CDC) suggests two-step blood tests to confirm Lyme. 

  • The first test is called the Enzyme-linked immunosorbent assay (ELISA), which is used to test for antibodies against the bacteria. However, your body will take some time to produce antibodies, so this test might not always be accurate.
  • The second test is called the second ELISA or Western blot, and there are two options for this test. You can do either another ELISA test or a Western blot test. The blot test looks at how your antibodies react to specific parts of the bacteria.

Challenges you might face during diagnosis

Some patients can go undiagnosed for weeks or even months without access to knowledgeable doctors, being unaware of the diseases and variability in lab tests, leading to increased and sometimes complete development of the later-stage complications.

 

What Are My Treatment Options After A Diagnosis?

Your treatment plan and length will heavily depend on your diagnosis, the stage and the severity of your illness. 

  1. Antibiotics: Most people react to antibiotics that are prescribed by their doctor in the early stages of the disease. Many recover rapidly and completely with this treatment plan. The antibiotics only help, however, if your diagnosis was made early. 
  2. Later stage: If the disease has developed and reached the later-stage period, like Lyme arthritis, neurological complications or Lyme carditis, it may require a more extensive plan.
  3. Post-treatment Lyme disease (PTLDS): You may still experience the symptoms of the illness even after a standard treatment; this condition is known as PTLDS. While the exact cause of PTLDS is still not fully understood, it appears to involve immune or inflammatory processes rather than an active infection.

 

How can you take precautions against tick bites?

Lyme begins with a tick bite, so the prevention heavily focuses on reducing exposure to the ticks and ensuring that, if a tick is attached to you, you remove it promptly and properly.

  1. You should ensure that you wear light-coloured long pants that are tucked into your socks to minimise exposed skin. Also, stay on cleared paths and avoid brushing through dense undergrowth or passing through tall grassy areas to lower the risk of picking up ticks 
  2. Tick repellent sprays or oil of lemon eucalyptus (OLE) can be applied to your clothing and skin. Permethrin-treated clothes can kill ticks that contact the fabric and offer an extra layer of protection.
  3. You should always shower within a few hours after coming back from being outdoors and perform a full body check. Pay special attention to your scalp, behind your ears and behind your knees. Parents should also check children and pets since ticks are small and hard to see. 
  4. If you have a lawn, keep it mowed; clear your leaf litter and create wood chip or gravel barriers around your lawn area to reduce tick habitats.

How to safely remove a tick?

If, while inspecting, you discover a tick is attached to your skin, safe and proper removal is critical to minimise tissue damage and reduce the chance of leaving the mouthparts of the tick in the skin. 

  • Step 1: The first step is to use fine-tipped tweezers and grasp the tick as close to the surface of your skin as possible. 
  • Step 2: Then very carefully and steadily pull upwards, apply even pressure and avoid twisting or jerking, as it can cause the mouthparts to break off and be embedded in your skin
  • Step 3: Lastly, after you have removed the tick, clean the bite area and your hands with soap and water or an antiseptic. 

 

Common mistakes to avoid when removing a tick

Do not apply any petroleum jelly, nail polish or hot matches to try to detach the tick, as these things can irritate the tick and increase the risk of salivary reflux or incomplete removal. If parts of the tick are embedded in your skin, then it is better to leave them alone and allow your skin to heal naturally

Conclusion

Lyme disease is a complex but largely preventable tick-borne illness that can range from mild and treatable symptoms in its early stages to more serious late-stage problems like arthritis, neurological and heart complications. 

 

For people living abroad, frequent travellers, or non-resident Indians (NRIs) who split time between countries like India and Lyme-endemic regions, having reliable health insurance coverage is just as important as understanding the disease itself. Medical treatments overseas can be exorbitant, making a robust financial safety net essential. A comprehensive NRI health insurance plan, such as the Niva Bupa NRI Health Insurance plan, can help you bridge this gap, ensuring access to quality medical care and financial protection no matter where you are.

Frequently Asked Questions

Can you get Lyme disease more than once?

Yes, protective immunity after one episode of the illness is incomplete, so people can contract Lyme again if they are bitten by another infected tick

Is Lyme disease contagious between people?

Lyme is not spread from person to person through casual contact, air, food or water. There is no convincing evidence that Lyme is transmitted through sexual contact or routine social interaction.

Can Lyme disease be cured completely? 

Most people fully recover with the appropriate antibiotic therapy, especially when treatment begins early. However, some may experience lingering symptoms that may take months to resolve. 

Is there a vaccine for Lyme disease? 

A vaccine for Lyme is not currently available. 

Start Your Health Insurance Today

Get right coverage, right premium and the right protection instantly.

+91
Disclaimer infoBy clicking, I agree to Niva Bupa 

You may also like

Popular Searches

Health Insurance - Health InsuranceBest Family Health Insurance | Best Mediclaim PolicyMediclaimBest Health Insurance For Senior Citizens In IndiaHealth Insurance With Opd CoverMediclaim InsuranceCritical Illness InsurancePersonal Accident InsuranceMediclaim PolicyIndividual Health InsurancePregnancy InsuranceMaternity InsuranceBest Health Insurance companyFamily Health InsuranceNRI Health Insurance | 3 Lakh Health Insurance  | Health Insurance in KeralaHealth Insurance in Tamil NaduHealth Insurance in West BengalHealth Insurance in DelhiHealth Insurance in Jaipur | Health Insurance in LucknowHealth Insurance in Bangalore 

 

Health Insurance Schemes - Chief Ministers Comprehensive Health Insurance SchemeEmployee State Insurance SchemeSwasthya Sathi SchemeSwasthya SathiPradhan Mantri Matru Vandana YojnaGovernment Health Insurance SchemeDr. YSR Aarogyasri SchemePradhan Mantri Suraksha Bima YojnaHealth Insurance DeductibleWest Bengal Health SchemeThird Party AdministratorRashtriya Swasthya Bima YojanaIn Patient Vs Out Patient HospitalizationMukhyamantri Chiranjeevi YojnaArogya Sanjeevani Health InsuranceCopay Health InsuranceCashless Health Insurance SchemeMukhyamantri Amrutum YojnaPMMVY LoginPMJJBY Policy StatusSwasthya Sathi CardPMSBYABHA Card DownloadPMJJBY | Ayushman CardPMMVY 2.0Ayushman Vay Vandana Card PMMVY NIC IN रजिस्ट्रेशनPMMVY 2.0 लॉगिन

 

Travel Insurance Plans Travel InsuranceInternational Travel InsuranceStudent Travel InsuranceTravel Insurance USATravel Insurance CanadaTravel Insurance ThailandTravel Insurance GermanyTravel Insurance DubaiTravel Insurance BaliTravel Insurance AustraliaTravel Insurance SchengenTravel Insurance SingaporeTravel Insurance UKTravel Insurance VietnamMalaysia Tourist PlacesThailand Visa for Indians  | Canada Visa for IndiansBali Visa for IndiansECR and Non ECR PassportUS Visa AppointmentCheck Saudi Visa StatusSouth Korea Visa for IndiansDubai Work Visa for IndianNew Zealand Visa StatusSingapore Transit Visa for IndiansNetherlands Work Visa for IndiansFile Number in PassportHow to Renew a Passport OnlineRPOUS Work Visa for IndiansPassport Seva Kendra | Least Visited Countries in the WorldPassport Kitne Ka Banta HaiPassport Number Check by NameCleanest Country in the World



Group Health Insurance - Startup Health Insurance | Commercial Health InsuranceCorporate insurance vs personal insuranceGroup Personal Accident Insurance | Group Travel InsuranceEmployer Employee InsuranceMaternity Leave RulesGroup Health Insurance CSREmployees State Insurance CorporationWorkers Compensation InsuranceGroup Health Insurance TaxGroup OPD CoverageEmployee Benefits ProgrammeHow to Claim ESI AmountGroup Insurance vs. Individual InsuranceEmployee Benefits Liability

Become an Agent - Insurance Agent | Insurance AdvisorLicensed Insurance AgentHealth Insurance ConsultantPOSP Insurance AgentIRDA Certificate DownloadIC 38 ExamInsurance Agent vs POSPIRDA Exam SyllabusIRDAI Agent LocatorIRDA exam fee | Paise Kaise KamayeGhar Baithe Paise Kaise Kamaye

 

Top Hospitals  Best Hospitals in ChennaiTop Hospitals in DelhiBest Hospitals in GurgaonBest Hospitals in IndiaTop 10 Hospitals in IndiaBest Hospitals in HyderabadBest Hospitals in KolkataBest cancer hospitals in BangaloreBest cancer hospitals in HyderabadBest cancer hospitals in MumbaiBest cancer hospitals in IndiaTop 10 cancer hospitals  in IndiaTop 10 cancer hospital in DelhiMulti Speciality Hospitals in MumbaiMulti Speciality Hospitals in ChennaiMulti Speciality Hospitals in HyderabadSuper Speciality Hospitals in DelhiBest Liver Hospitals in DelhiBest Liver Hospitals in IndiaBest Kidney Hospitals in IndiaBest Heart hospitals in BangaloreBest Heart hospitals in IndiaBest Heart hospitals in KolkataBest Heart hospitals in Delhi


OthersTop Up Health Insurance PolicyCorporate Health InsuranceHealth CardSection 80d of Income Tax ActAyushman BharatHealth Insurance PortabilityGoActive Family Floater PlanHealth Companion Family Floater PlanHealth Premia Family Floater PlanHealth Pulse Family Floater PlanHealth Recharge Family Floater PlanHeartbeat Family Floater PlanMoney Saver Family Floater PlanSaral Suraksha Bima Family Floater PlanSenior Citizen Family Floater PlanSuper Saver Family Floater PlanCorona Kavach Family Floater PlanHospital Cash InsuranceCashless Health InsuranceHealth Companion Price revision | Heartbeat Price revision | ReAssure Price revisionGst Refund for NRI on Health Insurance PremiumHealth Insurance Tax Deductible

 

COVID - OmicronCoronavirus Health InsuranceNorovirusCOVID Variants (NB.1.8.1 and LF.7)

 

 

Health & Wellness - PCODPCOD Problems SymptomsStomach InfectionStomach Infection symptomsHome remedies for Stomach InfectionHypertension definitionHow to Control SugarTyphoid in HindiBlood sugar symptomsTyphoid symptoms in hindiLow sugar symptoms | ब्लड शुगर के लक्षणpregnancy me kya kareOpen heart surgery costBlood infection symptoms in hindiBP badhne ke karanKhansi ka gharelu upayBlack Coffee Benefits in HindiMenopause Symptoms in HindiBenefits of Neem in Hindi  | Benefits of Fenugreek Water in HindiParkinsons DiseaseAnxietyParkinsons Disease in HindiShilajit ke FaydeVitamin B Complex Tablet Uses In Hindi Limcee tablet uses in HindiOPD Full FormAnxiety in HindiSGPT Test in HindiSGOT Test in HindiTrauma in HindiTPA Full Form  | शिलाजीत के फायदे हिंदी | Weight Gain Diet in HindiSat Isabgol Uses In Hindi | Aloe Vera Juice Benefits in HindiDragon Fruit Benefits in HindiAkal Daad in HindiAcidity Home Remedies in HindiNikat Drishti Dosh in HindiYoga Benefits in HindiLaung Khane ke Fayde in HindiLeukoplakia in HindiProtien in 100g PaneerBenefits of Rice Water For SkinB12 Deficiency Symptoms in HindiFibre Foods in HindiChronic Disease Meaning in HindiVitamin D Foods in HindiBlood Urea in HindiBeetroot Uses Good for Health 

 

 

Calculator - BMI CalculatorPregnancy CalculatorPregnancy Calendar Based on Conception DatePregnancy Conception Date CalculatorLast Menstrual Period Calculator BMR CalculatorGFR CalculatorOvulation Calculator