ReAssure

A health insurance plan designed to restore, renew, and reward—so you and your loved ones never run out of cover, confidence, or care.

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50K+ Customers

Many individuals have already opted for Niva Bupa Health Insurance

Key features of

Reassure Benefit

Booster Benefit

Live Healthy Benefit

Safeguard+

In-Patient Care (Hospitalisation)

Hospital Accommodation

Pre & Post Hospitalization Medical Expenses

Modern treatments

Living Organ Donor Transplant

Domiciliary Hospitalization

Safeguard+

Safeguard

Hospital Cash

Personal Accident Cover

Disease Management

Acute Care

Permanent Exclusions

Our Satisfied Customers

Watch what our customers are saying.

REAL STORIES with REAL IMPACT!

Vippan Kapur

Meenakshi Khanna

Diviay Chadha

Vijay Kapoor

Parveen Singh

vs Other Market Health Insurance Plans

Here is a quick comparison between Reassure2.0 v/s Other plans offered in the market

Benefits

ReAssure

Others

ReAssure

Use and get back you base coverage. Unlimited times. Applicable for Same Illness/ Same Insued as well

Unlimited Times. For Same Illness and Insured

Reinstates once and not applicable for Same Illness/Insured

Booster Benefit

Get a health Check up from day 1 of the policy year. ₹ 500 for every ₹ 1 Lac of base sum insured. Maximum benefit ₹ 5,000 for Individual Plan and ₹ 10,000 for Family Floater

Available from Day 1

Renewal Benefit Mostly; Available from 2nd Year onwards

Live Healthy Benefit

Get discount on renewal premium by just counting the steps on the Niva Bupa Health App

Up to 30%

Mostly Not Available

Safeguard+

Coverage for even non-payable items which are otherwise excluded. Also get inflation linked increase in sum insured plus protect your Booster Sum Insured form Small claims

Coverage for List I, II, III, IV

Coverage limited to List I only

Air Ambulance

When an insured is required to be transported to a hospital using an Air Ambulance

Covered up to Sum Insured for Cashless Reimbursement- ₹ 2,50,000 lakhs (domestic)

Usually Covered with Limits

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Other Popular Health Insurance Plans

Explore other health insurance plans offered by Niva Bupa

A Comprehensive Health Plan

Starts from

₹ 11,572^^

Annual Premium

₹ 5,00,000

Sum Insured

Comprehensive coverage up to ₹ 3Cr
In-built travel insurance coverage
International coverage
Loyalty Additions of 10% in sum insured per year

This plan offers full COVID-19 cover

A plan that keeps giving you more

Starts from

₹ 16,125^^

Annual Premium

₹ 5,00,000

Sum Insured

Use and get back your base coverage, over and above the balance. Unlimited times
Coverage even for non-payable items like gloves etc
Avail Annual Health-check up from Day 1
No mandatory Pre-Issuance Medical test

This plan offers full COVID-19 cover

A plan that rewards you for starting young

Starts from

₹ 8,633^^

Annual Premium

₹ 5,00,000

Sum Insured

Pay premium as per your entry age (till a claim is paid)
Carry forward unused base sum insured up to 10 times of base cover
Buy multiyear policies (2 and 3 years) and combine the entire sum insured (Base and Maternity) to be used anytime during the complete policy tenure
Accumulate cashback on every claim-free year. Pay for premiums, deductible, co-payment, and OPD

This plan offers full COVID-19 cover

Day 1 Coverage for Diabetes & Hypertension

Starts from

₹ 2,474^^

Annual Premium

₹ 5,00,000

Sum Insured

No waiting period for pre-existing diabetes and hypertension
Up to 20% off on renewal premium based on quarterly test results
No extra loadings for pre-existing diabetes and hypertension
Diagnostic tests covered up to INR 3,000 per year

This plan offers full COVID-19 cover

Download Resources

Read more about the product through Product Brochure and Policy Wording documents

ReAssure Brochure

Download the Brochure to understand the ReAssure Plan better

ReAssure Policy Wordings

Find out all you need to know about the plan here

ReAssure Claim form

Download the form to make a hassle-free claim

ReAssure Proposal Form

Download the proposal form here

Know more about Reassure Family Floater Plan

When it comes to safeguarding the health of your family, choosing the right health insurance plans for family is crucial. The Niva Bupa ReAssure Family Floater Plan offers a comprehensive solution, ensuring that you and your loved ones are well-protected against unforeseen medical expenses. Let's understand the features, benefits, and why this plan stands out.

Choosing the right healthcare insurance isn’t just about the name—it’s about the benefits that truly matter when you need them. Here’s a closer look at the key features that make the ReAssure Family Floater Plan a reliable and future-ready choice for your family’s healthcare needs.

Extensive Coverage Options:

The plan provides a wide range of sum insured options, catering to various family sizes and healthcare needs. Whether you're a small family or have a larger household, there's a suitable coverage amount available.

ReAssure Benefit - Unlimited Reinstatement:

One of the standout features of this plan is the ReAssure Benefit, which offers unlimited reinstatement of the sum insured during a policy year. This means that even if you've exhausted your coverage due to multiple claims, the plan ensures continuous protection without any additional premium burden.

Booster Benefit for Claim-Free Years:

To reward healthy living, the plan offers a Booster Benefit. If you don't make any claims during a policy year, your sum insured increases by 50% at renewal, up to a maximum of 100%. This feature encourages policyholders to maintain good health and reduces the financial impact of future medical expenses.

Annual Health Check-Up:

While health insurance planning, prioritising preventive healthcare is a smart move. This plan provides an annual health check-up for all insured members from day one. This proactive approach helps in early detection of potential health issues, ensuring timely intervention.

No Room Rent Capping:

Unlike many traditional medical insurance policies, the ReAssure Family Floater Plan does not impose any restrictions on room rent. This flexibility allows you to choose the accommodation that best suits your comfort and medical requirements during hospitalisation.

Comprehensive Pre and Post Hospitalisation Coverage:

The plan covers medical expenses incurred before hospitalisation (up to 60 days) and after discharge (up to 180 days). This extensive coverage ensures that you are financially protected throughout your treatment journey.

Cashless Hospitalisation at Network Hospitals:

With access to a vast network of 10,400+ hospitals, the plan facilitates cashless hospitalisation, reducing the financial burden during emergencies. Direct billing arrangements with network hospitals ensure a seamless experience.

Additional Benefits:

Apart from the benefits mentioned above, there many additional benefits offered by our this family health insurance plan. Let us take a quick look:

Alternative Treatments:

Coverage for treatments under Ayurveda, Unani, Siddha, and Homeopathy.

Living Organ Donor Transplant:

Financial support for transplants involving living donors.

Emergency Ambulance Services:

Coverage for ambulance charges during emergencies.

Second Medical Opinion:

Access to a second opinion for serious health conditions, aiding in informed decision-making.

Additional Benefits:

Apart from the benefits mentioned above, there many additional benefits offered by our this family health insurance plan. Let us take a quick look:

Alternative Treatments:

Coverage for treatments under Ayurveda, Unani, Siddha, and Homeopathy.

Living Organ Donor Transplant:

Financial support for transplants involving living donors.

Emergency Ambulance Services:

Coverage for ambulance charges during emergencies.

Second Medical Opinion:

Access to a second opinion for serious health conditions, aiding in informed decision-making.

What is the Eligibility Criteria?:

This Niva Bupa ReAssure Family Floater Plan is structured to cater to a wide range of families and their unique healthcare needs. Here’s a deeper look at the eligibility parameters to help you understand who can be covered under this plan:

Minimum Entry Age - 18 Years:

This means that any adult aged 18 or above is eligible to be the primary policyholder under this plan. At this age, you can independently purchase a healthcare insurance policy either for yourself or your family. This criterion ensures that the applicant has the legal capacity to enter into an insurance contract and manage the policy details.For dependent children, the plan typically allows coverage from as young as 91 days, but they must be insured alongside at least one parent or legal guardian.

Maximum Entry Age - 65 Years

Individuals up to the age of 65 can be enrolled in the policy at the time of purchase. This generous upper age limit makes the plan accessible for senior adults and ageing parents, ensuring that they are also included in the family’s health safety net.Once covered, members can usually continue to renew the policy lifelong, provided there is no break in the policy renewal, which is especially valuable for those entering the later stages of life.

Family Composition- Self, Spouse, and Up to Four Dependent Children:

This plan is tailored for nuclear families and offers flexibility in choosing who to cover under a single policy. You can include:

Yourself (the proposer)

Your legally married spouse

Up to four dependent children

Children are considered dependent typically until the age of 25, provided they are financially dependent on the parents and not employed. Once a child surpasses the dependent age limit, they would need to be moved to an individual plan or a separate floater policy.Unfortunately, in-laws cannot be included under this same floater policy, but they can be covered under a separate policy offered by Niva Bupa.

What is the Need for a Family Floater Plan?:

When it comes to healthcare insurance, a family health insurance plan like Niva Bupa’s ReAssure Family Floater is designed to offer flexibility, affordability, and convenience. Instead of taking individual health policies for each family member, a family health insurance plan covers your entire family under one single sum insured – making it both cost-effective and simpler to manage.Here’s why a family floater plan is essential:

Single Policy for the Whole Family:

Managing multiple healthcare insurance policies can be overwhelming. With a family floater plan, you get one policy, one premium, and one renewal date. This makes the entire process of maintaining your family’s health cover much easier and more efficient.

Cost-Effective Coverage:

Compared to buying individual plans for each family member, a floater plan is generally more affordable. Since the sum insured is shared among all insured members, the premium is usually lower than the combined premiums of separate policies.

Protects Against Rising Healthcare Costs:

Healthcare expenses are rising every year. A family floater policy helps you stay prepared for medical emergencies without draining your savings. It acts as a financial safety net, especially in times of unexpected hospitalisation.

Ideal for Young Families:

If you're just starting out with a small family, this type of plan offers adequate coverage for all members at a lower premium. It also allows for easy addition of new members (like a newborn) during the policy term.

Covers All Age Groups:

You can include your spouse, children, and even dependent parents under the same policy while health insurance planning. This ensures comprehensive protection for the entire household, all under one umbrella.

Easy to Upgrade:

As your family grows or your medical needs increase, you can enhance your coverage without having to purchase an entirely new policy. This makes it a flexible long-term solution.

Wrapping Up:

Opting for the Niva Bupa ReAssure Family Floater Plan ensures comprehensive health coverage for your entire family. The combination of extensive benefits, flexibility, and additional features makes it a prudent choice for those seeking reliable health insurance.The Niva Bupa ReAssure Family Floater Plan offers a comprehensive and flexible health insurance solution, ensuring that you and your loved ones are well-protected against unforeseen medical expenses. With its extensive coverage options, additional benefits, and optional add-ons, it stands as a reliable choice for securing your family's health.

Frequently Asked Questions

What is the ReAssure Benefit?

How does the Booster Benefit work?

Is there any room rent capping in this plan?

What optional add-ons are available with this plan?

What is the Difference Between ReAssure vs ReAssure 2.0 Health Insurance Policy

Explore Niva Bupa's ReAssure 2.0, an upgrade from ReAssure, offering enhanced features for comprehensive health coverage and financial protection

How to Customise Your Niva Bupa ReAssure 2.0 Policy for Optimal Coverage

Ensure financial security with Niva Bupa's ReAssure 2.0 policy, offering flexible, comprehensive coverage tailored to your evolving healthcare needs.

Niva Bupa ReAssure 2.0 vs. Other Health Insurance Plans: A Comparative Analysis

Compare Niva Bupa ReAssure 2.0 with other health insurance plans. Discover benefits, coverage options, and why it stands out for your family's needs.

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app rating by customer

I found, the Niva Bupa app to be very user-friendly and most convenient. Thanks for the interface that gives power to me. From finding cashless hospitals in any location, booking a consultation, to submitting and tracking claims, etc., everything is on my fingertip. Recently, suddenly, my 8-year-old daughter fell ill, infected by Dengue, I applied for reimbursement using this app for the first time. Still, I completed the process easily and today I got the reimbursement amount as well in a week. THANK YOU.

app rating by customer

The app works perfectly and provides real-time assistance. One-stop solution for most of the services - Policy details, premium certificate, network hospital details. The most important unlimited free teleconsultation feature. I used it multiple times, saving time and money.

app rating by customer

New Ul is crisp. Really an upgrade in experience.

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ReAssure

Key features of

Our Satisfied Customers

vs Other Market Health Insurance Plans

Other Popular Health Insurance Plans

Download Resources

ReAssure Brochure

ReAssure Policy Wordings

ReAssure Claim form

ReAssure Proposal Form

Know more about Reassure Family Floater Plan

Extensive Coverage Options:

ReAssure Benefit - Unlimited Reinstatement:

Booster Benefit for Claim-Free Years:

Annual Health Check-Up:

No Room Rent Capping:

Comprehensive Pre and Post Hospitalisation Coverage:

Cashless Hospitalisation at Network Hospitals:

Additional Benefits:

Alternative Treatments:

Living Organ Donor Transplant:

Emergency Ambulance Services:

Second Medical Opinion:

Additional Benefits:

Alternative Treatments:

Living Organ Donor Transplant:

Emergency Ambulance Services:

Second Medical Opinion:

What is the Eligibility Criteria?:

Minimum Entry Age - 18 Years:

Maximum Entry Age - 65 Years

Family Composition- Self, Spouse, and Up to Four Dependent Children:

Yourself (the proposer)

Your legally married spouse

Up to four dependent children

What is the Need for a Family Floater Plan?:

Single Policy for the Whole Family:

Cost-Effective Coverage:

Protects Against Rising Healthcare Costs:

Ideal for Young Families:

Covers All Age Groups:

Easy to Upgrade:

Wrapping Up:

Frequently Asked Questions

What is the ReAssure Benefit?

How does the Booster Benefit work?

Is there any room rent capping in this plan?

What optional add-ons are available with this plan?

Trending Articles

What is the Difference Between ReAssure vs ReAssure 2.0 Health Insurance Policy

How to Customise Your Niva Bupa ReAssure 2.0 Policy for Optimal Coverage

Niva Bupa ReAssure 2.0 vs. Other Health Insurance Plans: A Comparative Analysis

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