Corona Kavach

A plan designed to safeguard your family from COVID-19.

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50K+ Customers

Many individuals have already opted for Niva Bupa Health Insurance

Key features of Corona Kavach

No Room Rent Cap

Digital First Policy

Pre & Post Hospitalisation

Hospitalization Expenses

Alternative Treatment

Home Care Treatment Expenses

IN-PATIENT CARE (HOSPITALISATION)

PRE & POST HOSPITALISATION MEDICAL EXPENSES

HOME CARE TREATMENT

FLEXIBLE POLICY PERIOD

AYUSH TREATMENT

HOSPITAL CASH

Permanent Exclusions

Our Satisfied Customers

Watch what our customers are saying.

REAL STORIES with REAL IMPACT!

Vippan Kapur

Meenakshi Khanna

Vijay Kapoor

Diviay Chadha

Parveen Singh

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Nothing Seems Impossible

Starts from

₹ 7,326^

Annual Premium

₹ 5,00,000

Annual Premium

Pay premium as per your entry age (till a claim is paid)
Carry forward unused base sum insured up to 10 times of base cover
Use and get back your base coverage, over and above the balance. Unlimited times and forever
Get up to 30% discount on renewals basis step count

This plan offers full COVID-19 cover

A Comprehensive Health Plan

Starts from

₹ 11,572^^

Annual Premium

₹ 5,00,000

Sum Insured

Comprehensive coverage up to ₹ 3Cr
In-built travel insurance coverage
International coverage
Loyalty Additions of 10% in sum insured per year

This plan offers full COVID-19 cover

A plan that keeps giving you more

Starts from

₹ 16,125^^

Annual Premium

₹ 5,00,000

Sum Insured

Use and get back your base coverage, over and above the balance. Unlimited times
Coverage even for non-payable items like gloves etc
Avail Annual Health-check up from Day 1
No mandatory Pre-Issuance Medical test

This plan offers full COVID-19 cover

A plan that rewards you for starting young

Starts from

₹ 8,633^

Annual Premium

₹ 5,00,000

Sum Insured

Pay premium as per your entry age (till a claim is paid)
Carry forward unused base sum insured up to 10 times of base cover
Buy multiyear policies (2 and 3 years) and combine the entire sum insured (Base and Maternity) to be used anytime during the complete policy tenure
Accumulate cashback on every claim-free year. Pay for premiums, deductible, co-payment, and OPD

This plan offers full COVID-19 cover

Download Resources

Read more about the product through Product Brochure and Policy Wording documents

Corona Kavach Brochure

Download the Brochure to understand the Aspire Plan better

Corona Kavach Wordings

Find out all you need to know about the plan here

Corona Kavach form

Download the form to make a hassle-free claim

Corona Kavach Form

Download the proposal form here

Know More About Corona Kavach

Why do you need Corona Kavach, a specific coronavirus insurance plan?

The coronavirus pandemic has become a bitter reality across the world. We have shut down schools, cinema, workplaces, places of worship; even India’s cricket season stands cancelled till further notice! We have embraced masks, sanitizers and adopted the social distancing norms in our daily lives. But these offer passive resistance against the aggressive viral infection which so far has affected more than 10 lakh people in India. The physical, and mental toll of dealing with Covid-19 is something we can’t do much about, but for offsetting the financial trauma of the long treatment, there is health insurance for coronavirus treatment. Niva Bupa has paid claims worth Rs 7.8 crores* between 1 April and 1 July 2020 to coronavirus patients across India. The highest claim paid was for about Rs 11.2 lakhs. Without comprehensive health insurance coverage, this family was looking at a huge financial burden that would have burnt a big hole in their savings or pushed them in a spiral of debt. A cashless health insurance plan that covers Covid-19 hospitalisation allowed the family to tide over the financial burden of this debilitating disease, and will allow them to recover in the relative comfort of their home. *Based on Internal Niva Bupa claims data

M-iracle:

Aspire Insurance's M-iracle coverage is your comprehensive solution for family planning. It covers all expenses related to maternity including IVF treatment, surrogacy and more. It provides coverage for antenatal check-ups, gynecologist consultations and other tests, vaccines for the expecting mother, delivery charges - normal or caesarean section as well as delivery by surrogate mother. It also covers adoption charges. The maternity sum insured available to the customer is dependent on the base sum insured opted by the consumer and unutilised maternity coverage will keep on accumulating up to 10X.

Lock the Clock+

With Lock the Clock+, Aspire Insurance encourages you to save smartly as you age. Pay premiums based on your entry age and maintain a cost-effective and consistent coverage plan until you make a claim. This feature complements

Booster+:

Don't let your insurance benefits go to waste. Aspire's Booster+ feature allows you to carry forward unutilised base sum insured and M-iracle sum insured up to 10 times. This innovative offering ensures that your accumulated coverage remains intact, providing a safety net for unexpected healthcare expenses while maximising the value of your insurance investment.

Cas-bag:

Aspire Insurance rewards your healthy choices with the Cash-Bag feature. Cash-Bag lets you accumulate cashback on every claim-free year. This can be used to offset premiums, deductibles, co-payments, or even outpatient expenses. This unique incentive promotes a healthy lifestyle and adds a financial boost to your overall insurance experience.

Fast Forward

Do not wait for what you have already paid for—unlock your coverage instantly! With the Fast-Forward Benefit, you can access the full combined Base Sum Insured and M-iracle Sum Insured for your multi-year policy right from the first year. If you choose a 2- or 3-year policy with this optional benefit, the total Base Sum Insured for the entire tenure will be available to you from Day 1. This advantage extends beyond just the Base Sum Insured—it also applies to the Maternity Sum Insured.For instance, if a customer purchases a policy with a Base Sum Insured of INR 10 lakh and a Maternity Sum Insured of INR 12,000 for a 3-year tenure, the Fast-Forward Benefit ensures they can access INR 30 lakh as their Base Sum Insured and INR 36,000 as their Maternity Sum Insured right from the start.

Borderless

Aspire Insurance breaks down geographical barriers with the Borderless feature. Enjoy the freedom to receive treatment anywhere in the world, ensuring you have access to quality healthcare regardless of your location. This global coverage adds an extra layer of security, making Aspire Insurance a reliable companion for your health and well-being worldwide.

Future Ready

If the customer opts for this optional benefit, all waiting periods served by the customer will be passed on to his/her future spouse as well. The future spouse will not need to serve all waiting periods from the start! Moreover, the benefit provides guaranteed issuance to the Future spouse.

Frequently Asked Questions

How can I buy Corona Kavach health insurance plan to cover my family against COVID-19?

What is the sum insured available for Corona Kavach policy?

What is a digital first policy?

Is there any tax benefit that one can avail while purchasing health insurance?

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app rating by customer

I found, the Niva Bupa app to be very user-friendly and most convenient. Thanks for the interface that gives power to me. From finding cashless hospitals in any location, booking a consultation, to submitting and tracking claims, etc., everything is on my fingertip. Recently, suddenly, my 8-year-old daughter fell ill, infected by Dengue, I applied for reimbursement using this app for the first time. Still, I completed the process easily and today I got the reimbursement amount as well in a week. THANK YOU.

app rating by customer

The app works perfectly and provides real-time assistance. One-stop solution for most of the services - Policy details, premium certificate, network hospital details. The most important unlimited free teleconsultation feature. I used it multiple times, saving time and money.

app rating by customer

New Ul is crisp. Really an upgrade in experience.

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Corona Kavach

Key features of Corona Kavach

Our Satisfied Customers

Other Popular Health Insurance Plans

Download Resources

Corona Kavach Brochure

Corona Kavach Wordings

Corona Kavach form

Corona Kavach Form

Know More About Corona Kavach