Why you Should Consider Buying Health Insurance?

Ever seen a formula one driver without a helmet at an F1 race? A cricketer walk out to bat without pads? It’s possible but not probable. A health insurance policy also works like a pad or helmet to guard you in case of any mishap or medical emergency. After all, it takes just a second for a mishap. Let’s tell you how with a little example.

Just imagine…

You’re at party spending time with friends and within half an hour, you start feeling uneasy and lose consciousness. The next thing you know, you’re at the operation theatre at a hospital. The operation is a success but when you look at the medical bill in lakhs, you suddenly feel sick all over again. Now just imagine if you have to pay this amount from your own pocket. It can take a huge toll on your health and wealth. What if someone was to provide you with a comprehensive medical coverage in a matter of minutes without you removing a single rupee from your pocket? Feeling better? We’re talking about a medical insurance policy and here’s why you need one:

1. WE’RE LIVING IN STRESSFUL TIMES

We’re living in a multitasking age where we are always on the move even with all that technology. Life’s getting busier by the day. Work, emails, boss, clients, phone calls, never-ending commute times, get the gist right? This leaves us with no time to focus on our health and fitness. This unpredictability and stress can lead to medical problems or emergency. Therefore, a health insurance policy acts as a shield to face these health uncertainties and get quality healthcare.

2. ARE YOU READY TO GO BANKRUPT?

Remember, it takes just one operation to put you into a major debt crisis if you do not have a health cover. Especially, when we are talking about lakhs! That can easily put a major dent in all your savings and investments especially if you have kept that amount for your new home or education for your kids. Relax, you can sign up at the earliest with a cashless health insurance policy from Niva Bupa and breathe easy.

3. MEDICAL INFLATION SHOULD GET YOU WORRIED

There is a huge hue-and-cry around overall inflation, which is around 5 to 7%. Not many know that medical inflation rate in India is at a whopping 20%. That means medical costs are on the rise everywhere. That’s despite advanced healthcare and technology being introduced every year. With the growing costs, it is quite natural for you to buy a mediclaim policy that’s affordable as compared to the medical costs that you could end up paying for a medical emergency.

4. PEACE OF MIND AND POCKET

In times of medical emergency, the last thing you’d want is to get into pointless paperwork. Be it for getting admitted or reimbursement, it is a waste of your time, money and effort. The best medical insurance plans safeguard you by providing a cashless treatment at the hospital and taking care of all your formalities.

STILL THINKING WHY HEALTH INSURANCE?

The actual question should be - why not? After all, it’s a win-win situation for you. If you are convinced, your next question might be which health insurance company to choose from? Why don’t you just check Niva Bupa, which offers you multiple online health insurance plans in a matter of minutes? Happy health insurance to you!