Best Health Insurance Company in India

The Impact of Healthcare Reform on Health Insurance Policies

17 July, 2023

8 Shares

282 Reads

Impact-of-Healthcare-Reform

Share

The healthcare industry is constantly changing, and over the past few years, healthcare reform has been at the forefront of discussions. With the implementation of the Ayushman Bharat Yojna and other healthcare policies, the landscape of health insurance policies has undergone significant changes. These changes have profoundly impacted both individuals and businesses, with some seeing benefits.

 

The impact of the reform on health insurance policies is a complex and dynamic topic that affects millions of people. From changes in coverage to increased regulation, understanding the impact of this reform on health insurance policies is crucial for anyone who relies on healthcare coverage.

 

Understanding Healthcare Reform

Understanding the reform is essential in navigating the ever-evolving landscape of the healthcare industry. It refers to the changes and policies implemented to improve the accessibility, affordability, and quality of healthcare services. By delving into the intricacies of reform, individuals and businesses can gain insights into their rights and responsibilities, the available healthcare options, and the potential impact on their health insurance policies. It empowers them to make well-informed decisions about their healthcare needs and ensures they can adapt to the evolving healthcare landscape.

 

Expansion of Coverage

The expansion of healthcare coverage through policies in India has been a game-changer in ensuring access to quality healthcare for millions of people. With the introduction of initiatives like Ayushman Bharat Yojana, the world's largest healthcare scheme, and the National Health Policy, the aim has been to provide financial protection and healthcare services to the marginalised and vulnerable sections of society. These policies have expanded coverage by offering health insurance to individuals and families who were previously unable to afford it. As a result, they have significantly reduced the financial burden of medical expenses and increased access to necessary treatments and procedures.

 

Additionally, the use of technology and digital platforms has made the enrollment process more accessible and streamlined. Therefore, expanding coverage has not only improved the overall health outcomes of the population but has also played a major role in creating a more inclusive and equitable healthcare system in India.

 

Know About the Essential Health Benefits

One of the pivotal aspects of medical reform is the concept of essential health benefits. Under the various medical policies, health insurance plans are required to cover essential health benefits. These benefits encompass various services and treatments considered vital for maintaining good health and well-being. The essential health benefits include but are not limited to preventive care, prescription drugs, emergency services, hospitalisation, maternity care, mental health and substance abuse treatment, paediatric care, and rehabilitative services.

 

By mandating these essential health benefits, reform ensures that individuals have access to comprehensive and necessary healthcare services, regardless of their specific insurance plan. This provision has been instrumental in promoting equal and equitable access to essential medical insurance care, offering individuals the peace of mind that they can receive the vital services they need when faced with health challenges.

 

Cost and Affordability in Healthcare

The impact of healthcare reform on the cost of health insurance premiums has been a topic of intense debate and scrutiny. While it aims to increase affordability and access to healthcare, its impact on premiums can vary depending on numerous factors. One noteworthy aspect of this reform is the introduction of regulations that prevent insurers from denying coverage or charging higher premiums on the basis of pre-existing conditions. While this has expanded coverage for individuals with pre-existing conditions, it has also increased insurance companies' costs, which can be passed on to consumers through higher premiums. On the other hand, it has also introduced measures such as tax credits and subsidies to help offset premium costs for individuals and families with lower incomes.

 

Wrapping Up

As the landscape of the health sector continues to evolve, it's crucial to stay informed and updated about the latest developments. If you're seeking a reliable health insurance provider that aligns with healthcare reform principles, look no further than Niva Bupa. With their comprehensive coverage options and commitment to quality healthcare, Niva Bupa can help you navigate the changing landscape and secure the health insurance policy that meets your needs. So take charge of your health and ensure peace of mind with Niva Bupa today.

Start Your Insurance Today!

Secure your Health with comprehensive insurance plans from Niva Bupa

+91
Disclaimer infoBy clicking Start Now, you authorize Niva Bupa to Call/SMS/Whatsapp on your registered mobile overriding DNCR.

You may also like

Health InsuranceHealth InsuranceMedical Insurance Best Health Insurance PlansHealth Insurance PlansHealth Insurance PolicyBest Health Insurance PlansBest Family Health InsuranceBest Mediclaim PolicyBest Health Insurance In IndiaBest Medical Insurance In IndiaBest Health Insurance Plans In IndiaBest Health Insurance Policy In IndiaMediclaimBest Health Insurance For Senior Citizens In IndiaBest Health InsuranceHealth Insurance With Opd CoverMediclaim InsuranceMedical Insurance PlansBest Health Insurance Company in IndiaCritical Illness InsurancePersonal Accident InsuranceMediclaim PolicyIndividual Health InsurancePregnancy InsuranceMaternity InsuranceBest Family Health Insurance plans in IndiaBest Health Insurance companyFamily Health InsuranceBest Health Insurance plans for Senior CitizensMediclaim Policy for Family

 

Health Insurance SchemesChief Ministers Comprehensive Health Insurance SchemeEmployee State Insurance SchemeSwasthya Sathi SchemePradhan Mantri Matru Vandana YojnaGovernment Health Insurance SchemeDr. YSR Aarogyasri SchemePradhan Mantri Suraksha Bima YojnaHealth Insurance DeductibleWest Bengal Hcovealth SchemeThird Party AdministratorRashtriya Swasthya Bima YojanaIn Patient Vs Out Patient HospitalizationMukhyamantri Chiranjeevi YojnaArogya Sanjeevani Health InsuranceCopay Health InsuranceCashless Health Insurance SchemeMukhyamantri Amrutum Yojna

 

Travel Insurance - Travel Insurance | International Travel InsuranceStudent Travel InsuranceTravel Insurance USATravel Insurance CanadaTravel Insurance Thailand | Travel Insurance GermanyTravel Insurance Dubai | Travel Insurance Bali | Travel Insurance Australia | Travel Insurance Schengen | Travel Insurance Singapore | Travel Insurance UK | Travel Insurance Vietnam | Malaysia Tourist PlacesThailand Visa for Indians  | Canada Visa for Indians | Bali Visa for IndiansECR and Non ECR Passport | Qatar Visa StatusUSA VisaVietnam VisaUSA H1B Work Visa

 

Become an agentInsurance Agent | Insurance AdvisorLicensed Insurance AgentHealth Insurance ConsultantPOSP Insurance Agent

 

Group Health InsuranceStartup Health Insurance | Commercial Health InsuranceCorporate insurance vs personal insuranceGroup Personal Accident Insurance

 

Top Hospitals -  Best Hospitals in ChennaiTop Hospitals in DelhiBest Hospitals in GurgaonBest Hospitals in IndiaTop 10 Hospitals in IndiaBest Hospitals in HyderabadBest Hospitals in KolkataBest cancer hospitals in BangaloreBest cancer hospitals in HyderabadBest cancer hospitals in MumbaiBest cancer hospitals in IndiaTop 10 cancer hospitals in IndiaTop 10 cancer hospital in DelhiMulti Speciality Hospitals in MumbaiMulti Speciality Hospitals in ChennaiMulti Speciality Hospitals in HyderabadSuper Speciality Hospitals in DelhiBest Liver Hospitals in DelhiBest Liver Hospitals in IndiaBest Kidney Hospitals in IndiaBest Heart hospitals in BangaloreBest Heart hospitals in IndiaBest Heart hospitals in KolkataBest Heart hospitals in Delhi


OthersTop Up Health Insurance PolicyCorporate Health InsuranceHealth CardSection 80d of Income Tax ActAyushman BharatHealth Insurance PortabilityGoActive Family Floater PlanHealth Companion Family Floater PlanHealth Premia Family Floater PlanHealth Pulse Family Floater PlanHealth Recharge Family Floater PlanHeartbeat Family Floater PlanMoney Saver Family Floater PlanSaral Suraksha Bima Family Floater PlanSenior Citizen Family Floater PlanSuper Saver Family Floater PlanCorona Kavach Family Floater PlanHospital Cash InsuranceCashless Health InsuranceHealth Companion Price revision | Heartbeat Price revision | ReAssure Price revision 

 

Health & Wellness - PCODPCOD Problems SymptomsStomach InfectionStomach Infection symptomsHome remedies for Stomach InfectionHypertension definitionHow to Control SugarTyphoid in HindiBlood sugar symptomsTyphoid symptoms in hindiLow sugar symptoms | ब्लड शुगर के लक्षणpregnancy me kya kareOpen heart surgery costBlood infection symptoms in hindiBP badhne ke karanKhansi ka gharelu upayOmicronCoronavirus Health InsuranceCovid XE VariantNorovirus

footer logo
Some image

www.nivabupa.com

Some image

+91 11 41743397

Some image

1860-500-8888

Some image

3rd Floor, Capital Cyberscape, Sector 59, Gurgaon

  • Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
  • 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
  • 2 Since Inception refers to claim data from 2010 till December 2023.
  • 3 ReAssure 2.0 Premium: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
  • 4 Aspire Premium: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
  • 5 Senior First Premium: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
  • 6 Health Premia Premium: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
  • 7 SmartHealth + Disease Management Premium: The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
  • Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.
Social IconSocial IconSocial IconSocial IconSocial Icon