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By clicking Start Now, you authorize Niva Bupa to Call/SMS/Whatsapp on your registered mobile overriding DNCR.What is Ayushman Bharat Health Account (ABHA Card)?
The Ayushman Bharat Health Account (ABHA Card) is a unique 14-digit digital health ID that lets you store and share your medical records securely across hospitals and clinics in India. It simplifies access to healthcare services under the Ayushman Bharat Digital Mission.
Network of 10,000+ cashless Hospitalisation
30 Mins Cashless Claim Policy
1.5 Crore+ Happy customers
Why Choose Niva Bupa?
Trusted by over 1.5 crore+ happy customers, Niva Bupa (formerly known as Max Bupa Health Insurance) provides a wide range of health insurance plans to suit every need
30 min
Cashless Claim Processing 1
15 Lakh+
Claims paid since inception 2
1.5 Crore+
Happy customers served till date
Custom Health Insurance Plans designed for You
A plan that rewards you for starting young
Starts from
₹8,6321
Annual Premium
₹5,00,000
Sum Insured
- Lock the age, pay premiums as per entry age till you claim
- Don’t lose what you don’t use. Carry forward the balance sum insured
- Maternity coverage including IVF, Adoption and more
- Use and get back your base coverage. Unlimited times and forever
Nothing Seems Impossible. The Most Comprehensive health insurance plan.
Starts from
₹7,8212
Annual Premium
₹5,00,000
Sum Insured
- Save as you age. Pay as per entry age, until you claim.
- Use and get back your base coverage. Unlimited times and forever.
- Don’t lose what you don’t use. Carry forward the balance sum insured
- Up to 30% discount on renewal premium basis step count
A Health Insurance Plan that works your way
Starts from
₹4,8043
Annual Premium
₹5,00,000
Sum Insured
- Pay Apne Hisaab se! Flexible or One Time. Sooner the payment, higher the discount
- Get 50% of your premium back, accumulate it, and even get 10% bonus for life. No waiting periods or exclusions on this amount.
- Get ₹5,000, if treatment taken in any Govt. hospital and claim not paid under this policy
- Access unlimited digital consultations with general physicians through our mobile app.
A comprehensive health insurance plan,with coverage for you and your family according to your needs and lifestyle.
Starts from
₹11,5714
Annual Premium
₹5,00,000
Sum Insured
- Comprehensive coverage up to ₹3 Cr
- In-built travel insurance coverage for multiple trips in a year
- Modern Treatments coverage
- Maternity (worldwide) and new born baby cover
The Smart Health Insurance Plan with Smart Feature to keep your family protected
Starts from
₹11,7755
Annual Premium
₹5,00,000
Sum Insured
- No Room Rent Capping
- Modern Treatments Covered up to Sum Insured
- Hospitalisations of 2 hours or more covered
- One time refill of Base Sum Insured, even for same illness.
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Get comprehensive coverage for your entire family under a single health insurance plan.
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Check our track record for successfully settled claims, ensuring peace of mind when you need it most.
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Explore our top-rated insurance plans that offer extensive benefits for various healthcare needs.
How does Our Claim Process work?
Get to know the steps involved in the claim Process, Whether it is a planned or emergency hospitalisation. Filling a claim is made easy by choosing any of the following ways:
Hospital Admission:
Get admitted to a Niva Bupa network hospital.
Identification:
Present your Niva Bupa Health Card or policy number along with valid ID (Passport/PAN card/Voter’s ID) to the hospital staff.
Pre-authorisation:
The hospital will verify your details and submit a pre-authorisation request to Niva Bupa.
Niva Bupa Confirmation:
After verification, Niva Bupa will confirm coverage to the hospital via fax and email, and notify you by text and email, typically within 30 minutes of the request.
Final Settlement:
Upon completion of treatment and necessary formalities, the hospital will settle the claim with Niva Bupa according to your policy terms.
Benefits of Health Insurance Plans for 10 Lakhs
There are several benefits of health insurance 10 lakhs. Some of them are mentioned below.
Cashless Hospitalisation:
10 lakh health insurance plans provide cashless hospitalisation facilities, eliminating the need for policyholders to pay upfront for medical expenses. This means policyholders can access medical treatment at any network hospital, both locally and nationally, without having to make immediate payments
What is ABHA Card?
Ayushman Bharat Health Account (previously known as the Ayushman Bharat Health ID) is an efficient way of keeping a record of all your past and present medical treatments. Launched in 2021, the ABHA card provides Indian citizens with a digital ID which has a fourteen-digit identification number. This health ID can be generated using your registered mobile number or AADHAR Card. It will contain your medical records from every hospital, clinic, and treatment, as well as your health insurance details and claims.
The NHA (National Health Authority), a division of the Ministry of Health and Family Welfare, introduced the ABHA card as part of the Ayushman Bharat Yojana. The Ayushman Bharat Health account will serve as a digital platform for you and your family to establish basic health data, according to the Indian government.
The ABHA card is unique and free of cost to all people.
Documents Required
The majority of online registrations for ABHA membership do not need the submission of any physical documents. To create your ABHA ID, you may need to provide the following documents such as:
Mobile phone number
AADHAR card number
PAN number, and
The number on the driving licence (only for generating an enrollment number)
ABHA Card Uses
The ABHA card online goes beyond just digital records. Here are some real-world applications:
Visiting a hospital? Just share your ABHA ID to retrieve all your reports.
Need a second opinion? Easily send records to another doctor online.
Buying insurance? Your health history can be used (with your permission) for faster underwriting.
Undergo lab tests? Get your reports directly in your ABHA account.
Enable cashless claim settlements with ease, especially under Ayushman Bharat schemes.
For those searching for ABHA meaning in Hindi or curious about ABHA card benefits in Hindi, it’s important to understand how this digital health initiative works across both public and private healthcare settings in India.
How to Create ABHA Card?
The Ayushman Bharat health account has been launched by the government to make your life easier. To generate your personal ABHA Card, you can use your AADHAR card, driving licence, PAN card and your mobile number.
Using AADHAR Card
You may apply for this plan by following the instructions listed below to get all of its advantages. (This one is done by using your AADHAR card.)
Step 1: Visit the ABHA website to start the process.
Step 2: Tap the icon that says 'Create your ABHA now'.
Step 3: In the next step, you can click on 'Generate via Aadhar'.
Step 4: You need to enter your AADHAR number or use your virtual ID.
Step 5: Scroll down the webpage to find the 'I Agree' option.
Step 6: Fill the Captcha that appears and then click 'Submit'.
Step 7: Now, enter the mobile number that you use frequently. Click 'Submit'.
Step 8: You will receive an OTP on the number that you have entered and click on 'Submit'.
Step 9: All the information you have filled with your AADHAR details will appear. You can proofread all of it. Tap the 'Submit' button.
Step 10: You will also get an option to create an ABHA address, which is similar to your email ID.
Step 11: After you complete all these steps, you can download your ABHA card.
How ABHA Card Helps in Insurance?
Faster Claim Processing: Insurers can access your medical records with consent.
Reduced Paperwork: No need to submit piles of documents for hospitalisation.
Improved Transparency: Insurers can verify treatment history.
Pre-authorisation Made Easy: Cashless treatments become smoother.
And when linked with Ayushman Bharat schemes, your ABHA card benefits ₹5 lakh for eligible families under PM-JAY.
ABHA Card Eligibility
Anybody who has a valid AADHAR card, driving licence and/or PAN card can get an ABHA card apply online.
As the entire nation is embracing 'Digital India', it is only necessary that the healthcare industry also join in. Over the past few years, there has been a rapid increase in the digitisation of the healthcare industry, leading to easier storage, access, and assessment of healthcare and medical information.
Many organisations offer this method, but it is cumbersome to familiarise yourself with most of them. Therefore, the government of India has established this uniform standard platform throughout the nation. The main goal of this program is to standardise easy access and storage of medical information for every individual in all different states. This is commonly referred to as the National Digital Health Ecosystem (NDHE). You only need to provide the concerned individuals with your ABHA ID, and they will have access to all your medical history.
ABHA Card vs Traditional Medical Records
Why Do You Need it?
It is a challenging task to manage your medical history reports and carry them with you every time you need to visit the doctor. Not to mention, it is equally hard to keep track of all your illnesses. With ABHA, you have easy access to everything at your fingertips.
You can visit the doctor, and they can easily and efficiently review your medical history. It saves time, and you don't need to worry about incorrect information. Doctors can prescribe medicines according to your health condition. It saves up their energy too. Share your ABHA ID with your trusted medical professionals to receive an oral regular check-up as well.
Moreover, you can carry this information to your health insurers. If you are looking to buy the best health insurance for yourself, all this knowledge will come in handy. You can easily share your ABHA ID number, and your insurers will gain all the medical history they need to know about your health insurance premium.
Niva Bupa offers many insurance policies to take care of you and your family. It has been loyal to many customers who have been perfectly satisfied with its offers and claims. Check out some of the plans here.
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It is unbelievable how Niva Bupa claim team came to my aid, Monday to Sunday no day off.
Meenakshi Khanna
Within few hours we got the claim number and in the next three days the amount was reflected in our bank account.
Vijay Kapoor
With the help of Niva Bupa Health Insurance, I was able to get my son treated without worrying about the high medical cost.
Diviay Chadha
Whenever we have filed for a claim with Niva Bupa, the process was very smooth and people were very helpful.
Parveen Singh
The Niva Bupa team was extremely helpful, be it day or night, someone was always available.
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